Stupid policy, it only affect low & medium income people... rich people care the 10% or 30%??? My property investors told me it is good chance for them. they are cash rich & borrow from bank at the same time. It is good for them because those low & medium income people cannot afford to buy more, but they can~!~!~! My low & medium income customers complain even they want to buy something below RM200k also hard now due to this new policy. What a good policy huh???