Well said. 3rd property can be
a) currently holding 2 properties and plan to get a 3rd one
b) 3rd time buying/investing in property regardless whether you still hold any properties at that time

There is always a loop holes for ppl to explore. You can always use your wife, son, daughter name to buy/invest, but in actual fact, you are the mastermind behind.
Motive is good but I doubt the implementation.