Third property onwards per household or third property onwards per individual ? If per individual, then haha, no effect, 'cos Msians are smart - can use the wife's name.

That is why in a neighbouring country, it's always tied to per household, say for a HDB flat.

But I applaud the Financial Capability Program - to raise the financial literacy level of our people in Malaysia. Singapore has had that for many years, even private individuals are chipping-in to help in this effort.

Then no more blaming the Gov't if non-authorised deposit-taking organizations run away with our money, or blaming the Gov't when housing projects are abandoned, etc.