Hi all,
I'm shopping around for a used car and have discovered a few things. I didn't see any similar threads before, so I'm starting this with input from LYN forum-ers with the aim of creating a single consolidated guide for anyone buying a used car. If you think this is helpful, please chip in your experience and knowledge. Below is what I have for starters, please feel free to chip in and I will update this thread with useful info.
I've updated the guide with more info, again, please feel free to comment and I'll update it. The idea is for this to be a simple one stop guide for anyone wishing to buy/sell cars on their own (without going through used car dealers/agents).
Thanks!
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Info Needed:
1. Registration Number
2. Engine Number
3. Chassis Number
Basic Checks:
1. Check registration number for PDRM and JPJ blacklists
2. Check for any existing POLIS SAMAN - sms to 32728 (DAPAT) in this format "POLIS SAMAN <REG_NUMBER> <email>", e.g. "POLIS SAMAN ABC1234 myemail@domain.com" - based on feedbacks from others, it seems that Polis Saman will go after previous owner, not current owner but I'm not sure. Please double check yourself. Also look at the type of saman the previous owner has, e.g. speeding/indiscriminate parking should be small matter, but there are some which are more serious, e.g. I've seen some cars with "T/DAPAT KAWAL SEMASA PANDU" saman. Might indicate an accident before...
3. For market car price, check on newspaper and internet ads for other asking prices. Note that dealer prices will always be higher than individual seller prices.
3a. If you don't mind paying RM10, check via ISM Carprices website for an indicative price.
3b. If you don't mind paying RM15, check via Red Book MY for an indicative price.
3c. For free, check via Autoclaims.com.my for an indicative price.
3d. Check Ambank's refinancing wizard to see estimated market value.
3e. All the above will indicate rough market value. Actual prices may be higher or lower depending on condition of car.
4. For a fee of RM18, to check if car was reported stolen or declared as total loss before, use this ISM Car Check website . This report will contain the engine number, chassis number as well, so verify this against the registration card and actual numbers on the car.
Technical/Car Viewing Checks:
Note: For all these checks, you can ask the seller first then only run the checks, that way you can gauge how honest the seller is. But please do it nicely and don't end up in an argument or fight, walk away and leave if seller is not friendly. It's their loss, not yours - no matter how 'nice' the car seems to be.
1. Ask seller if the tyres have been changed before and if the reason given does not match the date code on the tyres, be wary. Check date code on car tyres, which is in the form of WWYY, e.g. 4208 - manufactured on week 42 of year 2008.
2. Check that the chassis number and engine number matches what is listed in the actual copy of registration card (not photocopy). Also verify the other details are correct (engine CC, colour)
3. Check for any rust bubbles on rooftop/bonnet.
4. Bring along a small piece of magnet. On any part of the car that looks out of alignment or just looks funny, check if the magnet will stick to the car body. If it doesn't then that part may have suffered extensive damage and fillers have been used. PLEASE check with the owner BEFORE sticking magnets all over their car!!
5. Bring the car to a trusted mechanic for a pre-sale check.
6. Bring the car to AAM pre-buying inspection check (anyone used this service before? is it useful?)
7. During test drive, turn off the CD player/sound system, wind down the windows if possible and listen for any weird sounds:
7a. Ensure that the car maintains a straight path and does not pull to left or right
7b. For automatics, gear change should be smooth. Check all gears, 1-2-3-D-R.
7c. Check that there are no cars behind, then try hard braking and make sure the car doesn't sway/pull to either direction.
7d. Turn the steering full lock right and left, and listen out for any sounds as you drive the car (CV joint/boot might be KO if you hear sounds)
7e. Visually inspect all 4 tyres wear, make sure they are evenly wearing down and not worn only on inner or outer part of the tyre.
Final Transaction:
DISCLAIMER: This is just a suggestion, please exercise caution and also consult professionals/JPJ/PUSPAKOM for any clarification.
1. Once agreed to buy/sell, have a written document that indicates the car registration number, chassis/engine number (if desired), owner's name/IC/address (name must match registration card), and buyer's name/IC/address and agreed price. Make 2 copies, one for seller, one for buyer. Search internet for sample letters, I'm not sure if this letter has any legal implication, but it's just an agreement between buyer/seller to document the date/details/price of the car to avoid any misunderstanding. Buyer and seller should have one copy each, and both must sign to indicate agreement.
2. If any deposit is paid, ensure that cheque is written to owner's name. Cheque number should be indicated on the agreement.
3. If any bank draft if purchased, ensure that it's to the owner's name. Banker's Cheque number should be indicated on the agreement.
At Puspakom/before going to JPJ:
4. After deposit is paid, bring the car to nearest puspakom for inspection. Bring the original JPJ registration card. Follow the queue, pay RM30 at the counter - handover the registration card, and get your receipt. After inspection is done (and passed), you will get a B5 document from Puspakom. This document is required for JPJ ownership transfer. Make a photocopy of it if you want for own reference.
4a. Note: To protect the buyer, buyer can insist on bringing the car to Puspakom (together with seller if seller does not want to handover car to buyer) to perform another inspection if it already has been done before. Sometimes a car may already have Puspakom inspection done, but you know how it is in our country.... so pay RM30 and get a good peace of mind. You can also do a 10 point check at Puspakom for RM50 at the same time (so total RM80).
5. Once inspection is done and passed, prepare the balance payment for seller (banker's cheque to be safe to buyer and seller), and seller needs to fill in the JPJ transfer forms if he/she is not going to go to JPJ together.
6. Refer to JPJ website - download these forms (total 1 x TM-1, 2 x JPJ K3, 1 x TM-AB)
6a. Borang Senarai Semak TM-1 (Pind. 2/2009); TM-1
6b. 2 salinan JPJK3 yang telah diisi dengan lengkap dan ditandatangani oleh pemilik berdaftar dan pemilik baru; Borang JPJ K3 -> seller must complete Section A, and SIGN on both copies of the form!
6c. If seller is not going to JPJ together, Salinan dokumen pengenalan identiti pemilik berdaftar dan pemilik baru menggunakan TM-AB. Seller needs to make photocopies of his I/C, stick it to this form, then get a commissioner of oath to certify (I think RM6 or so). If buyer is doing the transfer, buyer does not need this.
7. Once seller has filled & signed 2 copies of JPJ K3 and TM-AB, then buyer can handover balance payment. Before these forms are done, or Puspakom inspection not done, please DO NOT MAKE ANY FURTHER PAYMENTS other than the initial deposit (RM500 to RM1000? Depends on the car and agreement between buyer/seller).
At JPJ:
8. Before ownership transfer, you need to buy insurance. Make sure this is done, or you can get it from various agents at JPJ offices. For example, there is a JPJ in Maju Junction, and many insurance agents are there. You need to have an e-covernote before you can transfer.
9. Ensure that buyer fills in section B of JPJ K3. For insurance, you can just indicate the insurance company, no need to fill in the cover note number as JPJ can check online. Anything unclear, ask JPJ queue number counter, they are very helpful (at least the on in Maju Junction is):
10. Go to JPJ counter, get a queue number. Ensure that you have these documents:
10a. total 1 x TM-1, 2 x JPJ K3, 1 x TM-AB
10b. Original JPJ registration card
10c. If buyer doing transfer, obviously original I/C of buyer
11. Wait for your turn. Once your number is called, go to counter and tell them you want to perform ownership transfer. Give them the TM-1, JPJ K3, TM-AB of seller, buyer's original I/C and RM100. RM100 is for the JPJ ownership transfer fee.
12. It will take about 5 minutes or so, once done, you will get back the original registration card, with your name listed as the new owner.
That's it, congratulations and you're now the legal owner of this car!
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This post has been edited by poolcarpet: Mar 23 2011, 05:29 PM
Guide for buying used cars, Trying to start a useful guide...
Oct 31 2010, 09:12 PM, updated 15y ago
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