it's true that if u don't have enough capital, u can't buy.

young people that bought expensive houses is either living beyond their means or parents help them out. only the lucky few are high earners.

in most cases, u need to have downpayment for buying houses. those new houses that says free SPA, loan agreement fees or what ever it is, most of the time the developer doesn't have confidence in selling the house fast. those hot areas usually offers u nothing and you need to queue up to buy it.

if u really want to buy a house very soon and only limited money for downpayment, u don't have much choices but to go for those which are not so good in location.

sorry, pal... that the way how the world works.

i don't think forummers here are discouraging young peeps to buy properties. they are just cautioning the risk of buying properties as there are chances that the it is a losing investment. if they are able to handle it, by all means go ahead.