Wan2buy HOUSE-Insufficient / Downpayment Handicapp, Other methods / solutions
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 Oct 27 2010, 10:31 AM
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#1
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Junior Member
146 posts Joined: Jun 2007 
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I agreed with most of the replies here, nowadays alot of youngers buy house w/o a deep thought... u must think twice b4 get urself committed to a property which may "follow" u for the next 30~40 years...
 Dun compare urself with others which have backup from parents, I believe that their parents cant even take care of them after 10 years w/o educate their children in a proper way  If u really need a house for own stay, please go to buy the 1st hand house direct from developer, discuss with them u wanna opt for 100% loan, they will guide u accordingly  |
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Oct 27 2010, 02:27 PM
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#2
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Junior Member
146 posts Joined: Jun 2007
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EPF withdrawal can be applied once have the sales order/booking receipt + bank offer letter(normally developer will give u a letter if u wanna apply epf withdrawal), money will be rec'd in 1 week, then u can proceed to sign the S&P...
Added on October 27, 2010, 2:31 pm QUOTE(eugene jk @ Oct 27 2010, 03:27 PM) Personal loan is a suicide advise to a person who already cant effort a downpayment.. yup how r u going to repay home installment + personal loan installment for the next few years.. Interest rate for personal loan is higher and it is an immediate effect loan (like hire purchase) and they way of calculation is different compare to home mortgage.. No point providing such suicide advise to realize someone's dream... my 2 cents~   agreed with you, please not opt to this...This post has been edited by De_Legend: Oct 27 2010, 02:31 PM |
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