I have critical illness of 75K and investment-link medical card room&board RM300. All with Great Eastern.

Investment-link also comes with 100K critical illness.

This post has been edited by vilim: Oct 26 2010, 03:07 PM

Hansel, I think you should always do a review of your policies to see the NEED in keeping which policy... don't simply cancel policies. Some are hard to come by.

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Added on October 26, 2010, 4:34 pmnow... this is CLASSIC!
I wish I have a friend like you.. but still, I wouldn't sell PA to you without selling critical illness & medical coverage first.

This post has been edited by vilim: Oct 26 2010, 04:34 PM

You know something guys... I don't know about you all.. but I really like traditional policies. I think investment-link policies are great.. but still cannot beat the traditional policies like a whole-life policy.

I bought one in 2006 from Great Eastern called the Supreme Living Care Plus.. At that time, I really thought I had bought a house with purchasing my first insurance policy. In fact, it is better than a house because buying a house comes with housing loan which is a liability. I couldn't be happier with my purchase.. but now.. 4 yrs down the road.. I just regret how come I didn't buy a BIGGER house (insurance policy)! LOL!!

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Added on October 26, 2010, 9:51 pmi just did a research on PRU health.. please check out their premiums on their medical cards.. it's so0o0o0o ex*******. this is the link:
http://www2.prudential.com.my/corporate/li...ts_download.php

knock yourself out. compare prices cause we work very hard, don't we? just download the brochure for PRU health and the premiums are at the back of the brochures.. nobody ever reads them, i'm sure.

btw, plans that can earn money in insurance are always endowment plans. great plans.. IF you can afford them.

This post has been edited by vilim: Oct 26 2010, 09:51 PM

Oh right.. their insurance charges are high.. but insurance charges affects insurance premiums, right? Still ex*******

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Added on October 26, 2010, 11:07 pmi don't mean Prudential insurance is not good. i think their plans are a tad expensive, that's all..
that's my opinion when i check the brochure.. i got a shock.

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Added on October 26, 2010, 11:11 pmoh and about this PRU Med Major 5.. it can be attached to investment-link policies or traditional policies?? really??

This post has been edited by vilim: Oct 26 2010, 11:11 PM

I refer to the statement "LIFE: NO NEED, I'M SINGLE"
So NOT true... I think a 1-month old baby needs a whole-life policy. Cause nowadays CI=LIFE. My personal opinion.

yeah it is true that life is not 100% CI.. that's why I don't just buy life. if i buy 100K Life, it will have to come with 100K CI.
so misunderstanding.. my life=CI
i am not married yet. some ppl do buy coverage for death only.. i don't understand why.. but i guess every person has their own opinion and perception.