i know this is too long ago, but while i was just surfing around and saw this.....

to be honest bro... you should have a medical card now. Cos PA only covers "accidents or death"

Thus, if you get the 36 dread diseases or anything else that makes you lie in hospital bed, you CANNOT claim anything at all.


that is an incomplete protection you have there...


hope you got a medical card now after all these years.

In my humble opinion, it's not really about the best insurer, it's more about the best agent around you. Insurance product from different company are generally the same, with just different strategies in focusing their product's attraction. Some give high annual limits, some give extra this & that. But it all boils down to the agent that's serving you, cos he is the person who "design" the plan best suits you.

For your case, i suggest insurance plan for ladies while in the same time reviewing your own insurance, as now you might need higher coverage for your growing family.

You should also get an insurance for your babies ASAP for the pregnancy period.

By the way,

I'm Jason from Zurich Financial Services.
Be glad if i could be of any assistance.
016-861 3983

Have a blessed day.