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 What insurance plan you having? Pls share as guide, Tell us how much, good/bad it is:)

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almeizer
post Oct 21 2010, 02:12 PM

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Xuzen, you know any ManuLife agent can do quotation for investment link insurance?

QUOTE(xuzen @ Oct 20 2010, 10:22 PM)
Strictly speaking from the Fund Performance Point of View... Manulife is awesome (Manulife Equity & Manulife Managed) are market leader in their respective class.

For Fixed Income, Great Eastern Bond Fund is T3H AW3S0M3! How do I know all this?

Because I have Personal Money Magazine right in front of me.

So if you want ILI, buy from Manulife.

Pru is so-so, ING is T3H SuXs!

Xuzen
*
My insurance :


1) Allianz investment linked (PowerLink)

Life protection : 150000
Critical illness : 50000
Accident : 50000
H&S : 200 Room & Board, 75k annual limit, 750k life time limit.

Premium : RM150/month

Cash value not that much, paid for 3 years, got about 300+ cash value only.


2) BHI (Hospital Income)

Hospital Income : 370 per day

Premium : RM 30/month


3) Chartis Stand Alone critical Illness

Protection : 150k

Premium : 204 / year (at 25-29 age)


4) Chartis Personal Accident

Protection : 300k

Premium : 40 / month

This post has been edited by almeizer: Oct 21 2010, 02:14 PM
almeizer
post Oct 21 2010, 08:04 PM

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QUOTE(raph @ Oct 21 2010, 03:05 PM)
Chartis got PA with monthly payment? Why i never heard that.  hmm.gif  lol
Is that called Juara PA?

Thanks
*
Nope, it's offer for Streamyx user. I subscribe for my parents also, 200k protection and pay 28 monthly.


QUOTE(coolpajames @ Oct 21 2010, 07:27 PM)
tis is a very interesting thread.

Almeizer. I am a manulife agent..wat do u wanna compare?

*
PM'ed you.

This post has been edited by almeizer: Oct 21 2010, 08:04 PM
almeizer
post Oct 24 2010, 02:47 PM

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QUOTE(soonlee33 @ Oct 24 2010, 02:22 PM)
500x12x20= 120k
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If not mistaken, the HLA wealth builder pay 6 years only.

So it is 500 x 12 x 6 = 36k.

But after 20 years get back 72k is guaranteed?
almeizer
post Aug 31 2013, 09:14 PM

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Hey guys, I have ILP from Allianz.

Unfortunately, the agent that sell me the policy no longer active. It will be troublesome without agent when we need to do Claim or when we need to be hospitalized (as we will not know the procedure).

I wonder is there anything I can do to change the agent? I understand when the other agent take over will not receive any commission.

This post has been edited by almeizer: Aug 31 2013, 09:14 PM
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