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 What insurance plan you having? Pls share as guide, Tell us how much, good/bad it is:)

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SUSMNet
post Oct 20 2010, 08:37 PM

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Which 1 better?

ING investment linked

Or

Prudential investment linked
SUSMNet
post Oct 20 2010, 10:32 PM

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Pru is so-so, ING is T3H SuXs!

wat mean?

i dono wording use by young men nowday
SUSMNet
post Oct 22 2010, 02:15 PM

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Investment linked better or pure insurance policy?
SUSMNet
post Oct 24 2010, 12:12 PM

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prudential

i mau tanya u

1. wat different between PRU health and PruBSN Takaful health ? Pros and cons?

2. Do u hv any plan that can earn money? i don't want buy unit trust.
SUSMNet
post Oct 24 2010, 01:57 PM

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wat different between Cash Builder and HLA Wealth Builder ?
SUSMNet
post Oct 24 2010, 09:49 PM

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which 1 give max earning
SUSMNet
post Oct 25 2010, 11:49 PM

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Can you tell me the different between Great IncomeEnhancer and Elite Builder ?
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post Oct 28 2010, 02:29 AM

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Why PruBSN Takaful Health premium is more expensive that PruHealth although they have same feature?


SUSMNet
post Oct 28 2010, 11:22 AM

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I'm planning to buy medical card.

Any recommendation?
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post Oct 28 2010, 04:52 PM

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I cannot buy takaful health alone?

Must attached it with takaful link plan aka unit trust?
SUSMNet
post Oct 29 2010, 03:56 AM

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QUOTE
I buy takaful health must attached it with takaful link plan aka unit trust


So its kind of investment linked insurance ?

Tabaru fund is unit trust?


SUSMNet
post Oct 29 2010, 08:15 AM

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Pru don't have stand alone medical card?


Based on my observation, the premium price for Prubsn takaful health is expensive than Pru health is due to Prubsn takaful health need to have to paid sedekah.

Is it true?
SUSMNet
post Oct 29 2010, 04:31 PM

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I become clearer now

PruHealth must add Prulink One.

PruBSN Takaful Health must add Takaful link.

Am i correct?

If like that then the premium per year for TH400 23yr will higher than RM 1813 because that is the premium for PruBSN Takaful Health before add the premium for Takaful link ?
SUSMNet
post Oct 31 2010, 02:41 PM

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QUOTE(Superkian @ Oct 31 2010, 02:22 PM)
recently my friend intro his great eastern agent for me,she talk about their insurance plan,but i still very confusing and cannot compared with other company,i duno which 1 is good or bad,lolz.so i still thinking what insurance have to buy,and what is the term that use in this forum?such as PA,CI?sorry im very new to this.
im 24,still havent have medical card and other insurance.i think my parent buy insurance for me since i was very small,duno what insurance he buy.
*
u should buy medical card 1st.

QUOTE
To be more correct, PRUhealth must be attached to PRUlink One and Takaful Health must be attached to Takafulink


Which better PRUhealth or PruBSN Takaful Health ?

I feel weird why PruBSN Takaful Health premium is expensive but the coverage is same ?

SUSMNet
post Nov 1 2010, 05:28 PM

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QUOTE(coolpajames @ Nov 1 2010, 03:55 PM)
Superkian

hehe wat u parents bought is the same s most of us...it shud b a life insurance only providing a VERY low insured value (aka when u mati got some cash la)

get a medical card 1st...if u can afford it go with an Investment Linked Plan (u get death benefit (well not u la...cos u died ma) Disability benefit, critical illness benefit (going back to the english word CRITICAL = stage 4, damn serious, u will die if u dun do something stage), room & board, surgical benefit, out patient treatment, maybe put in PA (NOTE TO ALL AGAIN: ONLY CLAIMABLE is the cause of lost (ur life ke or ur limb ke or watever la) was DUE TO AN ACCIDENT, so a natural illness or natural effect PA NO PAY OUT), daily pocket money when u stay in the hospital)

so coming back to wat u wan to compare...it's wat do u really want? so if u really want to compare companies u can get different policy illustration from this forum, s i know v have a GE (thread stater), a Pru, AIA i guess, me i'm from Manulife.
*
manulife.

u got wat medical card plan?

mind to elabrate?
SUSMNet
post Nov 2 2010, 02:36 PM

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QUOTE(ajau @ Oct 24 2010, 09:32 AM)
depend on your purpose.
the answer might be different from one person to another.

Investment link = protection + saving + investment
traditional policy = protection + saving
*
Medical card also got traditional plan?
SUSMNet
post Feb 22 2011, 08:34 PM

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@Snoopy_Brenda

expensive laa

i buy

200k Life
100k 36CI
RM150/day hospital benefit
Premium waiver if kene 36CI
RM300 medical card

RM200/month
SUSMNet
post Feb 22 2011, 09:44 PM

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so cheap?

what brand ur insurance?

u check the cash value of ur insurance?

QUOTE(amisu @ Feb 22 2011, 09:15 PM)
life 200k
CI  100k
premium weaver on dread diseases
PA 100k
medical card 100k/yr

rm2120 pa
*
SUSMNet
post Feb 22 2011, 10:19 PM

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QUOTE(amisu @ Feb 22 2011, 09:47 PM)
MAA. i design myself 1 the package
*
u gt see the sales illustration/quotation give to u before u buy?

from there u can determine when u need to top up.
SUSMNet
post Feb 22 2011, 10:23 PM

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QUOTE(amisu @ Feb 22 2011, 10:22 PM)
im an agent myself, i buy do the quotation n calculation myself 1
*
Is it ILP right?

Can u post such thing?

I wanna checkout ur insurance cost and ur future cash value

user posted image


user posted image

This post has been edited by MNet: Feb 22 2011, 10:45 PM

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