Oh right.. their insurance charges are high.. but insurance charges affects insurance premiums, right? Still ex*******

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Added on October 26, 2010, 11:07 pmi don't mean Prudential insurance is not good. i think their plans are a tad expensive, that's all..
that's my opinion when i check the brochure.. i got a shock.

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Added on October 26, 2010, 11:11 pmoh and about this PRU Med Major 5.. it can be attached to investment-link policies or traditional policies?? really??

Hi all,

Currently I am Prudential medical card holder, but the total
coverage is only RM180K, and every month I paid RM165.

But last 2 weeks another friend from Great Easterm approach
me to buy medical card from him, the total coverage around
RM800k, and every month I paid RM200.

So, I already sign up the Great Eastern and plan to cancel
Prudential, but after that the prudential agent told me their
company is NO.1 in Malaysia. Beside this if anything happen they are
more easy to claim compare to Great eastern, and Great eastern
need to fill a lot a lot of documents, take long time to get payment..
some more Prudential provide post medical as well. All he said is it true??

Anyone have any experience on this before from Great Eastern?

I am really confuse now, I plan to cancel Prudential and start with
Great Eastern, but after listen to the Predential agent, I really no
idea which one to cancel? am I doing the right decision?

Hope can get your advice, thanks thanks so much!!

Want to ask some experts here on getting a TYPE of insurance:

DOB 1988 - 24yrs now

Having my first job and I want to start saving now for my marriage, house and car etc. So my budget to start with is RM200-250. I don't smoke and I plan to get married within the next 3 years. Any recommendations? Should I include a medical card in the policy? Or just get an endowment plan? (low risk and higher rate than FD)

Hi all I really new to insurance. I hope veterans here can give me some advice
I am 26 yo, nonsmoker and never bought any insur before.

Recently i thinking to buy some medical insurance, and i was approached by prudential agent trying to sell me this PRUlink insurance ( i think this is some kind of investment-linked insurance?)

It's common for young people like you to buy investment-link as the 1st policy. It's actually unit thrust + insurance.
For RM200 i believe you should be able to get a very decent coverage.

This covers CI, hospitalization, life and TPD too and there's also cash value. Well i am more into medical and maybe accident and TPD coverage, does this plan suits me? It's 200 per month.

Should be good for you . . . your 1st policy should always cover all your basic needs & if you have extra budget
you might consider saving some in our Equity or Dragon Peacock Fund. The return is very good     

Apart from that, what's difference between medical card and CI? This plan mentioned medical card, but it seems doesn't cover outpatient case, are other insurance the same? And what if i am hospitalised for non CI? I just wish to hear from others who might know about this plan from prudential, instead of just listening to that agent who seem quite eager to quickly close the deal.

Increase your medical card coverage if currently your job/company does not cover you. We do cover
pre & post hospitalization for 90 days before & after. Medical card covers when you are admited to the hospital,
while CI will pay lum sum of money to you when diagnose 36 Critical Illnesses.

Thanks.