Halo ! Jerry Teh you already get brainwash by your leader , insurance is all about love ? Then why you still getting commission ? You should return commission to your customer if that is love ! love is for unprofitable group not for insurance company which is listed at KLCI ~ You work as an insurance agent is also about money ok , be realistic , will you survive with just sell love ? You need commission also . So don't said that you/ insurance are spreading love .. Is bull shit ! I'm also insurance agent but I know you won't success through this kind of thinking ...