10K is the maximum tax relief limit. If you were to claim 10K tax relief for the 1st year during under-cons, it means your property value is very high that it needs you to pay 10K of interest.

Never know Sanderson project has landed properties. Last time, I went was the condo and the lowrise townhouse concept. That area is abit far deep in with narrow access road.

However, if is for own stay, I think is quite okay. How much is the semi-D ? Is the project called Sanderson as well?