Pretty standard. It is the Schedule at the back which differs and which you would have to keep an eye out for.

But you should go through the whole document and ask the lawyer (or the clerk, as is happening in most cases these days  ) to explain to you any clauses which you don't understand. You're paying the legal fees for that purpose, really. 

Look out for lock-in period, monthly repayment, interest rate, term of loan, due date for payment, repercussions if you fail to pay and remedies available to the bank, penalty for early settlement within lock-in period. If flexi loan, what are the misc fees, how much are the charges for withdrawal from fund, stuff like that. 

Dear Dario,

I just sold my aprtment for RM245k and received a 2% deposit directly from the buyer and not thru agent. Received a call from my buyer asking me whether in the S&P which will be draft by her lawyer to state the selling price to RM220k in order to qualify for the 1st housing scheme. She said not to worry as the selling price still RM243k and will paid me the full amount of balance. Should i go for a legal document for this issue to protect myself?