Hi there...very newbie in propery..hope anyone out there can help to review the charges below is appropriate ? Thank you so much in advance...

This is the refiance charges for my existing house ( borrower : me and my wife ):

Refinance Loan Amount= RM 234,000.00

Legal Fee
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1 Facility Agreement 2,088.00
2 Memorandum of Charge 208.80
3 Entry & Withdrawal of Private Caveat 350.00
Government Tax : 5.00% On Legal Fees 132.34
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2,779.14


Disbursement
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1 Stamp Duty - Facility Agreement (original) 1,170.00
2 Stamp Duty - Facility Agreement (copy) 20.00
3 Stamp Duty on the Memorandum of Charge 40.00
4 Stamp Duty - SD for own occupation & bankruptcy 20.00
5 Stamp Duty - Letter of Offer 30.00
6 Reg fee-Memorandum of Charge 50.00
7 Reg Fees-Entry & Withdrawal of Private Caveat 480.00
8 Affirmation fee on the Statutory Declaration 50.00
9 Land Search Fee (CTC Title @ RM 50/- per title) 150.00
10 Bankruptcy Search 50.00
11 Security Documents 200.00
12 Miscellaneous 50.00
13 Postage, Courier and Photocopying Charges 100.00
14 Telephone, Fascimile Charges 50.00
15 Travelling Charges 150.00
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2,610.00

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Bill Total: 5,389.14
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Thanks !

Thanks Bro for you kind assitance !! Yes appreciate you help here !! Cheers