Hi Lawyers,

How do we differentiate between those banker agent who are direct to bank and those outsource ? Coz heard that outsource agent will give more hassle and slow in processing, is this true ?

If an agent claimed that he's direct to the bank but he's on part time job on this, how do we confirm that he's "direct" ?

I'm buying a house with a special term which the the seller requested the bank only reimburse to the seller after 1st Oct 2011, but my SNP is going to sign around May 2011. The reason is the seller doesn't want to rent from us after SNP sign because he doesn't have outstanding loan with bank. The question is, is there any foreseen risk to me as a buyer ?