Hey bro,

How't things?

Day was busy busy busy. 

Here you go. I started from No.4 onwards:

1. Sign letter offer and legal doc
2. Ex-bank issue confirmation letter on how much my is balance
3. Current bank pay my balance in ex-bank (and forwards Deed of RnR for execution)
4. Ex-bank returns original docs to current bank with Deed of RnR.
5. Stamping of Deed of RnR
6. Revocation of PA
7. Submission of FA, new DOA and new PA  for adjudication
8. Payment of stamp duty for FA, new DOA and new PA  for adjudication
9. Registration of new PA in Court
10.Notice of assignment to Developer
11. Lawyer advises bank to drawdown (release balance loan sum).
12. You get $$$ from refinancing in bank

Dear Dario,

I would like to know the steps for refinance a property with title. Then i found this, can you please guide me the steps? Thanks alot. 

No need. With regard to CKHT 3:

1) If you've owned it for more than 5 years - no further docs required apart from copy of previous SPA.
2) If you've owned it for less than 5 years are you're using your one time exemption - you need to submit utility bills or copy of CF to show that the property is used for residential. That's about it.