It is a norm for an SPA to not mention at all the whether the property is "freehold" or not? as long as it is specified in the title obtained from developer is enough? Thanks,

Dear all,

Below is the quotation for my bank loan (360k) legal and stamp duty:
facilities agreement 2,970
deed of assignment 297
power of attorney 297
6% tax 213.84

stamp duty - facilities agreement 1,800, 3 copies of FA 30, deed of assignment 40, power of attorney 40, statutory declaration 20, letter of offer 10

registration fee - filing of power of attorney 60

disbursements - affirming statutory declaration fee 28, bankrupty searches 48, land &cavaet search 90, developer's confirmation 100, documents fee 150, misc - photostating / stationery - 50, courier / postage 30, fax/telephone/binding 50, transport & travelling 150.

Is the charges reasonable? I believe I still can ask for lower fee but where to deduct?

Thanks.