hi all..im newcomer..

just want to ask something small matter but for me maybe it complicated as a new property buyer n newcomer ..hehe

last 2week i already sign loan aggrement with cimb..then that person told me..after i sign loan aggmnt..bank will call me to cmfirm n ask the other question
until today,,i didn't receive any call from bank...normally how long bank will call us after sign loan aggment?

S&P i not yet sign...how long should i wait..

for info..every 3 days i will call n ask about that matter...

tq

hi dario...sorry...actually that is letter of offer not a loan agrement

TQ dario for your advice...one more thing...i just sign loan aggrement that i said before..now i realize facility period im going to pay is 40 years or 480 months...too long...

can i ask to change from 40 years to 30 years..and to be sure i must sign loan agrement again?

correct me if i wrong

tq

ya letter of offer again..hehe

i already tell the bank officer..they will change it to 30 years...i will sign letter of offer again


thank dariofoo...

hi all..Please advise me regarding the legal fees for house RM 270K..it this reasonable?


Professional fees on

1) Aggrement - S&P Aggre/transfer RM 2340.00
2) Entry & Withdrawal Private Caveat RM 350.00
3) Filling of CKHT 2A RM 200.00

Gov tax 6% RM 173.40

sub-total RM 3,063.40
Disbursements

1) adjudication RM 10.00
2) OA search RM 50.00
3)title search Rm100.00
4) Travelling expenses/courier charges Rm 300.00
5)Miscellaneous RM 50.00
6)Developers Comfirmation RM 25.00


Registration Fee on

1) Entry to Private Caveat RM 340.00
2) MOT (subject to valuation) RM 100.00

Stamping Fee

1) Agreement- S&P RM 40.00
2) MOT (subject to valuation) RM 4,400.00
Statutory Declaration in support of the entry of Private caveat RM 20.00


sub-total RM 5,435.00

grand total RM 8,498.40

thank dario...i want meet lawyer today n ask him what u said above..

thank u very much

Need some information/advice

The scenario like this...The completion date on 13th Aug 2011 (just a few days)..Then my lawyers just send the MOT to developer and expected to be returned on 19th July 2011(today). At the same time, my bank lawyer has informed that she has just obtained the 2nd half year assessment for payment. The seller has to settle the payment first before bank lawyer can proceed to submit for the application for consent to charge. My lawyer said once the MOT is returned from the Developer’s office, they will submit for adjudication for stamp duty assessment and payment thereof.

When saw this scenario, it can take a few weeks maybe a month to settle?

The completion date 13th Aug 2011

Need some advice for this matter.

Tq

face same problem like mcwong..as a dariofoo said..it is a leasehold property, that required consent from state authority. so many dato' to sign

plus my lawyer is slow in action..