Credit Card v12, Credit card GST remains....
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 Oct 29 2010, 03:42 PM
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#1
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Junior Member
120 posts Joined: Mar 2009  
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is it a good sign when ocbc agent call the office to verify the requestor? because i submitted my application with payslip and my salary is lower than min requirement. so if they want to reject me based on salary, then why call my office at 1st place?
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Oct 29 2010, 04:16 PM
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#2
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Junior Member
120 posts Joined: Mar 2009
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QUOTE(luqmanz @ Oct 29 2010, 04:09 PM) Thats a standard operating procedure ... but its good laa at least they are considering u ... hopefully can hear good news from them soon   |
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Oct 29 2010, 05:52 PM
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#3
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Junior Member
120 posts Joined: Mar 2009
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QUOTE(kanethesun @ Oct 29 2010, 04:48 PM) the OCBC Titanium need 36k / year right? around 2-3k less onlyhow much you're lower than that dany? |
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Oct 29 2010, 07:49 PM
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#4
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Junior Member
120 posts Joined: Mar 2009
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QUOTE(chemistry @ Oct 29 2010, 07:32 PM) You are so honest well.. i submitted my payslip  I bluffed my salary, OCBC didn't call my office for verification pun, in the end approved my application.  |
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Nov 5 2010, 08:11 PM
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#5
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Junior Member
120 posts Joined: Mar 2009
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woot! finally receive sms from ocbc bank said my application for ocbc titanium is approved and i will received the card within 7 days.
oct 19 - send application via email oct 21 - send email again asking if they have received the application oct 21 - received reply said already received the application oct 27 - send email again asking for status oct 29 - agent called office for verification nov 5 - receive sms said card posted to house documents sent: copy of ic, 3 months payslip and bank statement my salary does not meet the minimum requirement |
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Nov 9 2010, 08:30 PM
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#6
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Junior Member
120 posts Joined: Mar 2009
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QUOTE(dany06 @ Nov 5 2010, 08:11 PM) woot! finally receive sms from ocbc bank said my application for ocbc titanium is approved and i will received the card within 7 days. finally received my card today oct 19 - send application via email oct 21 - send email again asking if they have received the application oct 21 - received reply said already received the application oct 27 - send email again asking for status oct 29 - agent called office for verification nov 5 - receive sms said card posted to house documents sent: copy of ic, 3 months payslip and bank statement my salary does not meet the minimum requirement  surprisingly the credit limit is 2.5X my salary. i thought it will be lower since i dont meet the min salary requirement |
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Nov 26 2010, 11:00 AM
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#7
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Junior Member
120 posts Joined: Mar 2009
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What will happen if i have installment plan in my CC, but i only pay the minimum amount, not including the installment plan? I'm using DA.
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Nov 26 2010, 12:23 PM
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#8
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Junior Member
120 posts Joined: Mar 2009
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QUOTE The Cardholder shall pay the iPP Interest and the iPP Monthly Instalment in addition to the 5% monthly minimum payment due on the rest of the balance outstanding (if any). In the event the iPP Interest and/or the iPP Monthly Instalment is not received by the Bank in full before the Payment Due Date, the applicable finance charges shall be levied on the unpaid balance of the iPP Interest and/or Monthly Instalment or part thereof remaining unpaid in accordance with the terms and conditions of the Card Agreement. -taken from terms and conditions so no bank's lawyer will call me if i pay only the minimum balance right?  |
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