Credit Card v12, Credit card GST remains....
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 Oct 23 2010, 10:40 PM
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#1
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~  
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Hi guys,
How is the approval rate for HSBC? I just apply last week..hope HSBC will approve me next week.. Normally how much credit limit HSBC giving for the classic card? let say my basic salary 2.3k.. |
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Oct 24 2010, 01:03 AM
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#2
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(rickkywong @ Oct 24 2010, 01:02 AM) yes, should be...BUT provided you have a good record and the more money you have in your account, the higher the chances it is.. Let say I have 10k every month bank into the bank account, and also 10k withdraw..consider good record?    |
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Nov 2 2010, 07:33 PM
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#3
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(xplorex @ Nov 2 2010, 07:29 PM) i just got my "unsuccessful" status in a week... Me too..my HSBC credit card application declined..I wonder why..is it because I'm holding 2 credit cards..so they dont allow me to get 1 more? or because I'm too young?  |
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Nov 2 2010, 07:39 PM
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#4
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(xplorex @ Nov 2 2010, 07:37 PM) any other way to re-apply this titanium card...??? and this will be my second card only... My income is more than the requirement..  Added on November 2, 2010, 7:38 pm age is not a problem...i think just depend on ur earning...  |
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Nov 2 2010, 07:47 PM
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#5
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(xplorex @ Nov 2 2010, 07:45 PM) ha~ maybe banks started to be more strict for CC application.... The only reason of application declined i think is the I'm holding 2 cards..  |
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Nov 2 2010, 08:21 PM
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#6
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(carlitofreak @ Nov 2 2010, 08:02 PM) Maybe u can try to appeal for the result. I did that and it's succesful. Just send them a simple letter. But u need to send it personally to their branch at Jalan tun Perak (Credit Processing Department). The sales person already appeal for me..but failed..   |
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Nov 2 2010, 08:46 PM
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#7
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(carlitofreak @ Nov 2 2010, 08:25 PM) Did u called the OCBC automatic helpline machine after that, and that machine told you, your application unsuccessful twice? OCBC? I apply HSBC..not OCBC |
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Nov 14 2010, 11:27 AM
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#8
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(kanethesun @ Nov 14 2010, 07:02 AM) those tap and go devices, most of the time don't work My card always works at 1Utama GSC even GSC @ Mid Valley, the place we buy popcorn, also always out of service Geram, can get 5% discount 1 ma ...   QUOTE(rayfoo @ Nov 14 2010, 09:32 AM) hah..yesterday at GSC Mvalley, can't touch my card, the staff gave me manual discount instead Discount?  So good?? I should ask for that next time |
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