To be frank, I won't recommend you to get the SCB WMC as the benefit sucks. If you want a card from SCB, get the Business Platinum card instead. See the comparison below.

1. SCB WMC doesn't give any free access to airport lounges, while SCB Platinum gives unlimited access to KLIA Plaza Premium Lounge.
2. SCB WMC doesn't give complimentary travel insurance, but SCB Platinum does give a high premium of travel insurance.
3. SCB WMC gives 2x choice points for monthly spending of more than RM1,500, which equals to 1% cash back. SCB Business Platinum gives 0.5% cash back plus 1x choice point for any amount spent, which is also equivalent to 1% cash back.
4. For overseas transactions, SCB WMC only gives 2x choice points for monthly spending more than RM1,500, while SCB Platinum gives 3x choice points for any amount transacted in overseas.

As a smart consumer, you should know which card is better obviously.

Has anyone managed to use OCBC Internet Banking  OCBC Tit MC to pay their bills? I paid my phone bill but till date not reflected at all...

Yup, I paid my TNB bills twice already, both trxns were posted within 2 days.

since you mentioned Non-posting of trxn, I also encountered same thing, but it happened in TM Online, not ocbc Internet banking itself. I received my latest TM bill and it showed I have made payment in last month. But the trxn has not been posted for 3 weeks.

I paid my handphone bill. Had to omit the "." from the acct number according to OCBC CS (system rejects with the "."). Transaction already posted in my card but I don't see it in my provider's payment history.

Yup, I paid my TNB bills twice already, both trxns were posted within 2 days.

since you mentioned Non-posting of trxn, I also encountered same thing, but it happened in TM Online, not ocbc Internet banking itself. I received my latest TM bill and it showed I have made payment in last month. But the trxn has not been posted for 3 weeks.

No. That is not true. The HSBC Premier MasterCard issued by HSBC Malaysia is not a World MasterCard. HSBC has a standardized design for all its Premier MasterCard which is why the word "world" is also printed on the card where they do not actually offer a World MasterCard. The HSBC Group only issues World Premier MasterCard in USA, Japan and Australia to date. They only offer a regular Premier MasterCard in the rest of the countries.

I beg to differ. Like I mentioned earlier, the word WORLD is stated on the card and I received confirmation from the HSBC Premier Relationship Manager with regards to this. To double confirm I called mastercard international too as I mentioned to them that the word WORLD on the card is merely part of the design. According to mastercard even, they have strict guideline when it comes to card designs and they do not easily approve designs which are misleading (eg. stating the word WORLD when it is not a WMC).

If standard design were to be the excuse, can you imagine X Bank writing the word INFINITE on its card when the card is actually a Visa Classic just because it's "standardized design"? I don't think so. Visa would be livid if it were to discover this. I have seen myself the same purple HSBC Premier Mastercard issued in certain countries without the word WORLD printed on it.

Yup, I paid my TNB bills twice already, both trxns were posted within 2 days.

Did you call TNB to check the payment is ok ?

But sometimes you do know these bank employees do not understand their card product very well right ? HSBC Group released a statement a year or two ago that USA is the first country where it offers a World MasterCard follow by Japan and Australia. They do plan to roll this card out in all other countries but thus far there is no news on this. Australia was the last addition to their list of country that offers World MasterCard from the HSBC Group, if my memory serves me correctly.

And yes, HSBC Holdings has indeed signed up to offer World MasterCard from MasterCard Worldwide but Malaysia is not yet in the list it is offering this type of card.

But sometimes you do know these bank employees do not understand their card product very well right ? HSBC Group released a statement a year or two ago that USA is the first country where it offers a World MasterCard follow by Japan and Australia. They do plan to roll this card out in all other countries but thus far there is no news on this. Australia was the last addition to their list of country that offers World MasterCard from the HSBC Group, if my memory serves me correctly.

And yes, HSBC Holdings has indeed signed up to offer World MasterCard from MasterCard Worldwide but Malaysia is not yet in the list it is offering this type of card.

Anyone of experienced working in banking field staff here tell me whether i can apply other credit card from CIMB or Standard Chartered or Maybank with my existing Eon Bank credit card with RM4,500 credit limit. I am currently using my Eon bank credit card for 2 months only...

My question is, can i apply for other bank credit card although my Eon Bank credit card is not more than 1 year old?

Thanks!

Anyone of experienced working in banking field staff here tell me whether i can apply other credit card from CIMB or Standard Chartered or Maybank with my existing Eon Bank credit card with RM4,500 credit limit. I am currently using my Eon bank credit card for 2 months only...

My question is, can i apply for other bank credit card although my Eon Bank credit card is not more than 1 year old?

Thanks!

Hi all, for mbf credit card, how to know it is ambank line of credit or mbf line of credit? For their latest promotion - power credit where 3 years 0% interest for credit facility. What is meant by credit facility? Can cash out with 0% interest? Thanks.

Anyone of experienced working in banking field staff here tell me whether i can apply other credit card from CIMB or Standard Chartered or Maybank with my existing Eon Bank credit card with RM4,500 credit limit. I am currently using my Eon bank credit card for 2 months only...

My question is, can i apply for other bank credit card although my Eon Bank credit card is not more than 1 year old?

Thanks!

But sometimes you do know these bank employees do not understand their card product very well right ? HSBC Group released a statement a year or two ago that USA is the first country where it offers a World MasterCard follow by Japan and Australia. They do plan to roll this card out in all other countries but thus far there is no news on this. Australia was the last addition to their list of country that offers World MasterCard from the HSBC Group, if my memory serves me correctly.

And yes, HSBC Holdings has indeed signed up to offer World MasterCard from MasterCard Worldwide but Malaysia is not yet in the list it is offering this type of card.

You're implying both hsbc employee and mastercard staff are oblivious to this? I can't discount that though given customer service at hsbc these days aren't as good as they were during Partner days!