Do you buy groceries? Use your card wisely, CIMB Mastercard gives you 5% rebate at giant/tesco/cold storage on weekends.

Haha, another HSBC loyal customer.

UOB Preferred Plat, well I have it too, hardly use it except for auto debits which I signed up more than a decade ago. Keeping the card as it was my first local issued card and the first bank to offer me Plat back in the early 2000. Going to cancel my wife's supp card soon tho as her transactions are not considered for the required number of swipes and amount spend for auto annual fees waiver. UOB not much promotion, but do get 2X reward for overseas transaction. Ask them to waive the GST if they want to maintain relationship wth you

Like I mentioned earlier, MBB lowest rate for overseas transactions.

As for OCBC, well after 1st January 2011, you still get 5% rebate for dining and petrol lah. Free annual fees and best of all RM50 tax waived if spend RM10,000 with the card. However got to plan properly as rebate capped at RM50/monthly and no reward points. But I guess since you mostly overseas not worth to get the card with RM50 monthly capped rebate.

You want more CL, go lah deposit FD with OCBC

My are don't have tesco and giant , only got carrefour..

too bad...
so u made up your mind which card to let go ?

apply CC frm standard chartered,they will sent the CC to my address ?

or go bank collect the CC ?

Didn't you tick the delivery mode in the application form?
Usually you can choose delivery to either Office or Home.

CIMB for sure I gonna let go .. no point keep it ... Public bank also useless..will let go soon..

Check the anniversary date of your card. Don't wait until being charged GST then only cancel.

CIMB birthday is on April and Public Bank is May

am quite pissed off wif OCBC Titanum application. My agent help me to resubmit my application for 2nd time. she told me secretly that this time my credit card app failed coz of TIH (im nt sure the full sentence tho), she explained to me that it means when OCBC call to my office nobody pick up the phone. The office number I filled is general line (receptionist's number). Sometimes the receptionist is nt on her desk n nobody will pick up the phone. The 1st time my OCBC Titanum app failed under scorecard, this time fail under TIH -__-". I'm quite fed up wif tis OCBC dy coz my basic + fixed allowance meet the 36k requirement. Even my agent said actually for my case, my app could be approved one.

And AmBank gives 20% CASH BACK on your weekend (Sat & Sun) groceries + petrol at the participating grocery & petrol outlets.
Please refer to here for terms & condition.
http://www.ambg.com.my/

By the way, i just spend RM650 at Carrefour last 2 weeks and waiting for my statement to see how much is the cash rebate....hahaha 20% woh!

Well, not every cardmember can comply to its T&C.

Min spend required:-
- Every block of RM50 for Petrol
- Every block of RM100 for Groceries

Not many people pump RM50 petrol at a time.
RM100 per block for groceries is not easy in fact.
Overspending can happen anytime.

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This post has been edited by chemistry: Oct 23 2010, 12:03 AM

Have u clearly read the T&C, limited amount money for cash back only...

Can you even use CC at KFC nowadays? There's almost always something wrong with their terminal. Previously it was only paypass, now even the manual one doesn't work!
Anyone here managed to find a KFC that always has a working cc terminal?

Strange. I seldom encounter cc terminal failure at KFC.

The new dedicated Interbank Funds Transfer thread is now up and running > Interbank Funds Transfer

which KFC outlet do you frequent... share so that CIMB/DA CC users can flock to that store(s).

KFC Bahau, KFC (Jalan Tun Dr Ismail) Seremban, KFC Jalan Pudu, KFC Kota Damansara, KFC SS2.
This is the list of KFC outlets I ever patronized with successful swipe.

Quite a list, I was expecting just 1 or 2.
I shall try the one at SS2 since it's the nearest.

CC-fail kfc outlets:
Taman Tun (the old one, not at Petronas)
Pusat Bdr Damansara
1Utama

Haven't eaten KFC since 2 -3 months I think.

BTW, did you use paypass?
The only time I got to use paypass was at NZ Natural @ The Curve. It didn't work the next time I tried though...
Tried at Tesco Mutiara Dsara, failed. Giant Pusat Bdr Dsara, failed.

I always wanted to try PayPass. It is the cashier who do not know how it operates.
Put the card onto the device, nothing happens.

Ohya, the list goes on. KFC (nearby digital mall) also works.

This post has been edited by chemistry: Oct 23 2010, 02:22 AM