No. Usually only Platinum, World or Infinite will have the status of the card written on it. As for how you're going to identify the card, there is only one type of CIMB Islamic Petronas MasterCard and it is a Gold card.

Usually so.


Not all classic card is silver in color though. Same goes to Platinum card. Anyway, most platinum card does have the word platinum embossed on it.

Wrong choice of word

Noted

I don't quite get why people want a higher credit line for their OCBC Titanium MasterCard. The total rebate one can get is capped at RM50/month starting from next year. Why do you guys need such high limit then ? RM10,000 is more than suffice.

The new dedicated Interbank Funds Transfer thread is now up and running > Interbank Funds Transfer

No. It is not going to help unless the balance is huge. Time deposit is the one that may help your credit card application. No guarantees though.

No. You are wrong. Time deposit will help. Different banks different policy though. For Maybank, you must have your salary credited into your savings account. Then you'll be eligible for a pre-approved credit card.

Then i do not know why though. There usually won't be a problem for you to get a credit card from Maybank since your salary was credited into Maybank every month. May be you have a huge outstanding loan ? Or probably you have defaulted on loan or credit card before ?

You no longer need the HSBC Security Device to access your HSBC credit card account online now. Just go to any HSBC branch and tell them you'll like to register for internet banking and you do not have any savings or current account with them. You'll be required to set up a 8-word passcode. Every time you login to your HSBC internet banking, you have to key in your username, password and 3 of the 8-word passcode you registered with them.


If i'm not mistaken, they only give the security device to those who have a savings or current account with them now as you must have the security device to perform IBG.

This post has been edited by MilesAndMore: Oct 24 2010, 05:54 PM

IBG ? You mean Interbank GIRO ? Actually, you still need the HSBC Security Device for IBG. As for acccount transaction history, no. You don't need the HSBC Security Device.


If i'm not mistaken, only corporate customers have to pay. People like us don't

By the way, the HSBC Security Device has a battery life of approximately 5 years. We are supposed to pay RM50 to get a HSBC Security Device replacement. Have not done this before. Therefore, i am not sure if it is waivable.

HSBC in Asia has been adopting the security device thingy for many years already ... In a press release from their HQ in London sometime early this year, it said that this security device thingy will eventually be a standard thing in all countries it is present.

Certain banks won't allow you to open a new account in x months after you closed your last account. Not sure how it is like with HSBC.

As far as i know, no. You can't.

Forget about point. This is the best all-rounder credit card in Malaysia. No question.

But the rebates you'll get from this card will be more than enough to cover the credit card tax.


Please refer to this thread > Interbank Funds Transfers. Since you already bank with CIMB Bank, you might want to open a Basic Savings Account with them. Make sure you request for the one without any ATM Card annual fee

The CIMB Bank IBG charges listed there is definitely correct. Please read it again. You were charged RM2 per transfer because your savings account is NOT a Basic Savings Account which is why i suggested to open a BSA with CIMB Bank.

From my experience is that you have to specifically request to open a Basic Savings Account or they will just open a regular savings account for you. As for how to find out your current account type, you can check it at any CIMB Bank branch. Alternatively, you can send them a secured message through cimbclicks.com.my.


It is possible with Hong Leong Bank. Not sure about CIMB Bank.

You can get this information in their website.

Actually, Public Bank Gold credit cards all give cash rebate. Public Bank has very few credit cards that give points.

This post has been edited by MilesAndMore: Oct 26 2010, 02:14 AM