is it possible to ask the bank to waive the cc interest for the last month of the full settlement??

That's my understanding as well. Settle entire Dec statement balance before Dec 31 to get Dec transactions interest-free

Are you a heavy user of the SCB card ? As for me, I didn't use their SCB card after finishing off my Free cash from them ;-)

SCB promotion. But as I see the T&C for the cashback eligibility, there are some points to note:
- Your acc must be in good standing (as usual)
- Any retail transaction from 1-Nov to 30-Nov (posted by the merchant and received by SCB)
- Max capped at RM50 (Principle and Sup share the same)
- Cashback credited by 30-Dec
- Valid for the addressee of this letter only (So maybe it’s not a general promotion, but we will see whether SCB will advertise it at the end of this month or not in their website.)

Me tooo... keeping for its' generous CL and free KLIA lounge access

my point of view is, SCB do not have enough quota for their Platinum members as the year end reach and MAYBE your qualification had reach their minimum requirement such as Good paymaster, Good CCriss record. That's why they choose you and offer the Platinum with a minimum CL...Anyway, congratulation for becoming a Platinum holder at such a young age...cheers...

He said 23

Now I no need to worry about my wallet with so many card anymore. 1 piece of platinum card enough alr

True also .. now I alr got 6 cc with me. GST so much .. RM300 , I think I not gonna apply anymore and start to cancel card alr ..

All GST waived ? You mean CIMB Bank actually helped you to pay for the RM50 credit card tax ?

FYI, CIMB/DA Flexi Plan for insurance/hospital/education bills has been revised.

Previously no minimum amount, now got minimum RM1,000. Darn, just been informed by CS about the revision when requesting for FPP conversion.

not really. if you use your platinum card for more than 1 year, then it'll be easy for you to apply another one from others bank...
and if you cancel all others card before applying another platinum, i strongly believe your next platinum will have more higher CL...

Wah ... how lucky of you 

why can't do FPP for HELP? Less than RM1K? This year my son did summer school at Taylors and his fees were converted to FPP.

Does anyone know where got Standard Chartered booth? I want to apply the free RM188 cards, and get some free gift... heehee...

Btw, does it means that if I apply for 2 Platinum cards (Visa & Master) and 1 Biz Platinum card I will get RM 188 X 3 = RM564?
Thanks ya

I would suggest that you cancel most of your cards. Or else, you will be getting difficulty in obtaining bank loans next time.

Thank you!!!... will try at there... heehee

I'm there yesterday and ONLY saw HSBC cc counter, NO SCB counter... 
Oh ya, i just recall....
HSBC located at Endah Parade main entrance and SCB located at outside K4 cashier counter (LG)

Your combined CLs from different banks will be treated as potential debts and thus affecting your loan repayment capability.

Actually the statement given by the CS is true. It is positive is you wish to look at your credit repayment discipline.
The other angle will be a concern should you decide to take on a home loan, etc where credit worthiness is evaluated then you might get stuck as your net worth is a huge gap against your "perceived" credit. Don't compare CC credit against big ticket debt such as home loan because the bank can liquidate your house (and house is deemed as assets) for loan recovery purposes. They can't do the same if you default on your cc payment and recovery is harder.

I know this is difficult to understand to some but in short some personal debt is OK but to overdo the debt will not be good on you.

oh yeah.. my 1st credit card have been approve this morning (^^,)V
just now i call to card center to ask... they say this morning approve d... will send by pos laju... receive within 1 week.
but just now got 1 pos laju fella call me n ask when am i... say got pos laju for me ... hope its da card XD

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Added on November 2, 2010, 1:05 pmlol... just when i finish da msg... da pos laju fella reach.. just got my card XD n they give me 4k CR XD oh yeah.. my taiwan trip this thursday wud b wanderfulXD... kinda excited right now .. having my own 1st credit card XD kakakaka

Does it really matter if the card is plat or not? As long as the card suits you, even a classic card with great promotions all year long is already very good.
Some platinum cards cannot even match with titanium or gold card, the same goes to WMC/VI. Sometimes people are chasing so-called "status" rather than really looking at its benefits.

Of course I'm not pointing anyone here, just a friendly reminder what is the most important and why you need to apply a credit card, not because it is plat or world/infinite.

guys, maybes, some banks are desperate for customers. My car loan with tiger bank was approved last two week ago and when i check with maybank2u today, there was additional 2 cc account in my account. Maybank Ikhwan Visa and Ikhwan Amex cc. LOL