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 Credit Card v12, Credit card GST remains....

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MilesAndMore
post Nov 30 2010, 12:22 AM

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All the TM Points i've been to all stated payment by credit card is accepted only for TM bills. So i believe you can't pay for Syabas bill using credit card at TM Point either smile.gif
JCCJ
post Nov 30 2010, 07:51 AM

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Hi all, i got 2 questions regarding balance transfer.

1) I subscribed an iphone4 plan at digi with third party credit card and i wish to transfer the balance to my own card now, but the problem is the third party credit card and mine are from different bank. Will this be a problem when i try to do the balance transfer at third party credit card bank?

2) Where do i do the balance transfer, is it at my credit card bank or the third party credit card bank?

Thanks for all the reply. Must appreciated...
SUSDavid83
post Nov 30 2010, 07:57 AM

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QUOTE(JCCJ @ Nov 30 2010, 07:51 AM)
Hi all, i got 2 questions regarding balance transfer.

1) I subscribed an iphone4 plan at digi with third party credit card and i wish to transfer the balance to my own card now, but the problem is the third party credit card and mine are from different bank. Will this be a problem when i try to do the balance transfer at third party credit card bank?

2) Where do i do the balance transfer, is it at my credit card bank or the third party credit card bank?

Thanks for all the reply. Must appreciated...
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For BT, you should asked at http://forum.lowyat.net/topic/1123346/+200#entry37910092

The idea of BT is to transfer outstanding amount from one CC to another CC from another bank subjected to min transfer amount and fee/interest (based on tenure/promo). The BT application should be applied at the CC bank where you intended to transfer the outstanding TO.

This post has been edited by David83: Nov 30 2010, 07:58 AM
JCCJ
post Nov 30 2010, 08:12 AM

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QUOTE(David83 @ Nov 30 2010, 07:57 AM)
For BT, you should asked at http://forum.lowyat.net/topic/1123346/+200#entry37910092

The idea of BT is to transfer outstanding amount from one CC to another CC from another bank subjected to min transfer amount and fee/interest (based on tenure/promo). The BT application should be applied at the CC bank where you intended to transfer the outstanding TO.
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Thanks for the info. It's useful. Appreciate it so much. Thanks for the link as well.
ghoss
post Nov 30 2010, 10:02 AM

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Anyone know the time it takes for UOB to approve a card ??

Been waiting for nearly 2 weeks still no calls from them .
xjeez
post Nov 30 2010, 10:07 AM

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QUOTE(hebe87 @ Nov 29 2010, 07:10 PM)
thanks for your info... wanna clarify further here. hehe

your TM unifi bill, is the bill header (letter head) stated telekom malaysia?

thanks... i would consider applying it now..
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Its UniFi or TM UniFi on the bill.

The name that appears in your credit card statement is depending on your method of payment.

Here are 2 different payments made via TMPoint and payonline.com.my

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Alec.Yong
post Nov 30 2010, 10:30 AM

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QUOTE(rockefeller @ Nov 29 2010, 11:01 PM)
Good news for those who wanted to apply for Maybank World Mastercard before but didn't due to the hefty annual fees:

Annual fee for the normal world mastercard (without golden lounge privilege - RM 1000) will be waived for expenditure of RM 100k and above in a calendar year.

As for the RM 1500 annual fees with golden lounge privilege, it can be waived if you spend RM 250k or more.
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drool.gif drool.gif
Really? source from? Any b&W statement?

leozai
post Nov 30 2010, 11:44 AM

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hey guys... if i wanna pay my cimb cc statement by rhb online banking .. izzit possible? or do i need to go atm bring out money den go cimb pay for it?
if go cimb.. how to pay? tell da banker or can use cash deposit machine?
SUSDavid83
post Nov 30 2010, 11:49 AM

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QUOTE(leozai @ Nov 30 2010, 11:44 AM)
hey guys... if i wanna pay my cimb cc statement by rhb online banking .. izzit possible? or do i need to go atm bring out money den go cimb pay for it?
if go cimb.. how to pay? tell da banker or can use cash deposit machine?
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Few options:

1. Use Interbank Fund Transfer in RHB Internet Banking
2. Use CIMB CDM machine
3. Pay over the CIMB counter
leozai
post Nov 30 2010, 11:53 AM

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QUOTE(David83 @ Nov 30 2010, 11:49 AM)
Few options:

1. Use Interbank Fund Transfer in RHB Internet Banking
2. Use CIMB CDM machine
3. Pay over the CIMB counter
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if interbank fund transfer n da cimb CDM... i need to type my CC number there? da 16 digit 1?

SUSDavid83
post Nov 30 2010, 11:54 AM

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QUOTE(leozai @ Nov 30 2010, 11:53 AM)
if interbank fund transfer n da cimb CDM... i need to type my CC number there? da 16 digit 1?
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Of course my friend. If not, how the money is being transferred to your CC.
leozai
post Nov 30 2010, 12:04 PM

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QUOTE(David83 @ Nov 30 2010, 11:54 AM)
Of course my friend. If not, how the money is being transferred to your CC.
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haha... sry mah.. really no idea who it works... cuz i tot CDM only can type 12 digit de account number
>.<"
jensen_tidus
post Nov 30 2010, 12:25 PM

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QUOTE(ghoss @ Nov 30 2010, 10:02 AM)
Anyone know the time it takes for UOB to approve a card ??

Been waiting for nearly 2 weeks still no calls from them .
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Mine was approved within 1 week and got the card on the 2nd week.

Try to ring up the CS to ask about your application nod.gif
chemistry
post Nov 30 2010, 01:09 PM

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QUOTE(leozai @ Nov 30 2010, 12:04 PM)
haha... sry mah.. really no idea who it works... cuz i tot CDM  only can type 12 digit de account number
>.<"
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If u happen to use cimb cdm, remember it is not a deposit trxn but a bill payment trxn. I've seen and advised many regarding the trick.

If u choose deposit, u'll never can key in the 16-digit number. Only 'bill payment --> credit card' works.
MilesAndMore
post Nov 30 2010, 01:14 PM

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Alternatively, just insert your credit card into the cash deposit machine card slot smile.gif
chemistry
post Nov 30 2010, 01:23 PM

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QUOTE(MilesAndMore @ Nov 30 2010, 01:14 PM)
Alternatively, just insert your credit card into the cash deposit machine card slot  smile.gif
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Inserting cc into a CDM adds a risk of 'stuck'. When ur cc is stuck at non-working hours, u have no choice but report to card centre (lost or stuck?)(telco fees??)and risk your card being stolen or fraud by experienced syndicates. Therefore it is not advised to do so.
MilesAndMore
post Nov 30 2010, 01:54 PM

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QUOTE(chemistry @ Nov 30 2010, 01:23 PM)
Inserting cc into a CDM adds a risk of 'stuck'. When ur cc is stuck at non-working hours, u have no choice but report to card centre (lost or stuck?)(telco fees??)and risk your card being stolen or fraud by experienced syndicates. Therefore it is not advised to do so.
But with those new Wincor Nixdorf machines, this rarely happens nowadays. The newer generation Wincor Nixdorf is designed to retain your card only if you've keyed in the wrong PIN for 3 times (unless set differently by the ATM operator). New ATM nowadays is also designed to eject your card automatically if there is something wrong with the ATM or power failure in the middle of a transaction thumbup.gif When i still had a CIMB MasterCard last time, i did this all the time. Save me the fuss of having to key in the credit card numbers manually sweat.gif

By the way, card stuck in the machine also rarely happens unless you are talking about the old NCR cash deposit machines and cash withdrawal machines.

This post has been edited by MilesAndMore: Nov 30 2010, 01:56 PM
chemistry
post Nov 30 2010, 02:04 PM

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QUOTE(MilesAndMore @ Nov 30 2010, 01:54 PM)
But with those new Wincor Nixdorf machines, this rarely happens nowadays. The newer generation Wincor Nixdorf is designed to retain your card only if you've keyed in the wrong PIN for 3 times (unless set differently by the ATM operator). New ATM nowadays is also designed to eject your card automatically if there is something wrong with the ATM or power failure in the middle of a transaction  thumbup.gif  When i still had a CIMB MasterCard last time, i did this all the time. Save me the fuss of having to key in the credit card numbers manually  sweat.gif

By the way, card stuck in the machine also rarely happens unless you are talking about the old NCR cash deposit machines and cash withdrawal machines.
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Thanks for sharing the technology of Wincor & NCR.
I had unpleasant experience when making cash repayment with cc inserted. That goddxxx CDM must be from NCR.

went to OCBC(Seremban) to make my first cc repayment by cheque and was shocked to find that ocbc is still employing envelope-type cheque deposit machine. Luckily deposit slip was sufficient and pen was provided.
alexwsk
post Nov 30 2010, 02:20 PM

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QUOTE(chemistry @ Nov 30 2010, 02:04 PM)
Thanks for sharing the technology of Wincor & NCR.
I had unpleasant experience when making cash repayment with cc inserted. That goddxxx CDM must be from NCR.

went to OCBC(Seremban) to make my first cc repayment by cheque and was shocked to find that ocbc is still employing envelope-type cheque deposit machine. Luckily deposit slip was sufficient and pen was provided.
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HLB even worse, also using envelope type but always run out of envelope during weekends laugh.gif
soitsuagain
post Nov 30 2010, 02:52 PM

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Alternatively, you could memorize your cc number. If you have a lot than I can't help you lol. Just remember to keep the cash deposit slip at least until your next e-statement.

I have learned the hard way. However I was fortunate enough to remember the date and time I put it in and they credit it in the end. Probably system failure but keeping the slip will save you all the hassle.

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