Noob question here

Lets say I were to purchase the Nokia N8 with a one year contract and on a Value plus 80 plan from Maxis, what exactly happens after the contract expires?

So I pay RM1299 + RM80 first, then the subsequent months I pay only pay the RM80 commitment fee right?

Oh and when they mean Maxis to Maxis calls/sms, does that include Hotlink or only Maxis?

Thanks for the help