i think this looks like it...
"A range of guarantee features

To offer you real peace of mind, you can be assured that by investing in XXXXX’s unique guarantees there is never a downside to your investment, only an upside.

If you are asking yourself these questions then the XXXXX Guaranteed Investment Bond could be for you:

How can I get a better return than bank deposits now interest rates are so low?
How do I make sure that I get back at least what I invest?
How do I secure my capital but not lose out when the stock market starts to recover?
How do I invest tax-efficiently?
To find out more about our Guaranteed Investment Bond speak to your Financial Adviser."

if you like, visit this for info...http://www.metlife.co.uk/individuals/investments/gib/index.html#overview

but then OptimusStar would have said as posted earlier

OptimusStar Posted Today, 06:25 PM

Wouldn't that be classified as savings rather than investments ?

My post was in response to re butt to OptimusStar saying

QUOTE(OptimusStar @ Jun 7 2013, 06:01 PM)
I dont think there is any guaranteed investment.
for there are

This post has been edited by yklooi: Jun 7 2013, 11:46 PM

have you googled?
found this almost similar question to your
"I have some money i'd like to invest but I have no idea in what?"
here is the link....http://answers.yahoo.com/question/index?qid=20110526095538AAPjDJI
hope it helps....but bear in mind of the risks involved in whatever you venture
Good luck

These are people that will lost everything because "Not knowing what to do" and DID not seek advise, if you want to get something, learn from others first. For learning from your mistake by not seeking info on what to do first would be costly and normally you don't get a 2nd change.. like ancient proverbs ; Give a man a fish, and you feed him for a day, show him how to catch fish and you feed him for life;. ...see, you needed the some one to teach you how to fish.Find your journey, not depend other guide for your journey, it is not a journey unless you go along the journey physically.. At the end, money is gone.....yes,..maybe..i can be gained too..

what can we do, what can we do then.
...show your post to your parents, then keep us informed of the outcome will you?


This post has been edited by yklooi: Aug 14 2013, 11:12 AM

ah, tell your parents about the Sales charges you are paying to PM...do the maths + the interest for 20 years...will will be a shock!

yes, i thought so

think of it the other way, what ever he has, sooner or later it will yours or part of it will be yours and what ever yours will be yours

or part of it will be yours

one forummer once posted this....
Every investment come with different risk and rewards, there is no such thing of best investment.
Want better return then need to exposed to the risk of it.
So it is depending on individual risk tolerances and preference.

try reading this
http://www.fool.com/how-to-invest/
and goggle yourself if have to

List of PRS Providers approved as at 25 April 2013
http://www.sc.com.my/main.asp?pageid=1214
just goto their respective websites and locate the prospectus, read and decide lor

did not say for what risk category, what is "good" defined?

This post has been edited by yklooi: Aug 28 2013, 09:23 PM

delete

This post has been edited by yklooi: Aug 28 2013, 09:23 PM

under normal condition, it is best to pay off loan as soon as possible....but I would suggest that you keep the RM 390 saved and reinvested.. this is built up your "CASH" reserved" for a few years just in case something unexpected popped up later.....(ex...motor got stolen, brother needed a bike later to start work, replace a new TV, family member hospitalized, etc...)
because most "investment" vehicles expects investor to stay invested for "at least a few years" to enable reasonable ROI.

I think you have to understand your own risk appetite...a good investment should not affect your "sleep", emotion, lifestyle and etc when it is bearish for some time.
an example is Investment Risk Tolerance Quiz
http://njaes.rutgers.edu/money/riskquiz/
and many when googled.

just managed to bump into this...maybe of similar interest you yr question.
“If I have spare cash in the bank (let’s say xxxx), what is the best way to invest these money. I would say that I am average in terms of risk appetite.”
http://www.fool.sg/2013/10/01/how-a-risk-a...-should-invest/

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