Aug 3 2013, 10:38 AM
QUOTE(lozenges @ Aug 1 2013, 02:45 PM)
Hi guy,
I am wondering whether my gf and i are ready to start a family and buy a house as our current situation is as below....
Income of 2 ppl: ~ 5 k
Rental plus utilities: 500 per month
Petrol + touch n go : 130
Phone: Using prepaid top up 10 per mth
Parent: 0 per month as still studying so parent said tak payah bagi
Makan: 700 per mth
Medical: 300 per mth (gf facial)
Ptptn hutang: 28k (repay around 2-2.5k) and gf free ptptn
Debt for car n house: non
Saving: ~ 150k
Hopefully after graduation (estimated to be mid of nx year) can double the current salary.
Do u think we are ready to buy a house around 300-400k?
U did mention u have scholarship n tat ur saving is mostly based on it?I am wondering whether my gf and i are ready to start a family and buy a house as our current situation is as below....
Income of 2 ppl: ~ 5 k
Rental plus utilities: 500 per month
Petrol + touch n go : 130
Phone: Using prepaid top up 10 per mth
Parent: 0 per month as still studying so parent said tak payah bagi
Makan: 700 per mth
Medical: 300 per mth (gf facial)
Ptptn hutang: 28k (repay around 2-2.5k) and gf free ptptn
Debt for car n house: non
Saving: ~ 150k
Hopefully after graduation (estimated to be mid of nx year) can double the current salary.
Do u think we are ready to buy a house around 300-400k?
So, meaning tat both of u already secure a job after graduation n have a net salary of 5k? (after deduct EPF n SOSCO)
If still able to maintain such low monthly exp, why not.
congrats for graduation n marriage ya..
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