Here there I hear people say that "don't put in FD, inflation will kill your money".

Heck are we another Zimbabwe or what? Does the value of our money losses exponentially?

Then everything inflation then no need save money loh. Got what spend what. Wah, baguslah ekonomi baik! Ada duit rolling in the economy!

Doesn't forking make sense!

Be reminded that banks pay an amount of interests rate to you as a counter to inflation.

Better than nothing loh. Everybody wants investment but with no proper research or study.

Ended up burned out or rugi then start from scratch again. Better save than sorry in these hard times.

Almost the end of the year.

Was actually targeting to save RM10,000.00 this year but I end up with RM20,000.00 cash.

I spent on what I need but heck, I have additional funds!

Have only 1 loan which is PTPTN.

Am I in good shape?

Please advise me.

I got bad news that the company that I am working is not providing any increment and bonus. My colleague and I felt devastated.

More awful is that I am bonded with the company for another year which means I could not switch jobs or I need to pay a compensation for leaving.

There are no OT and as a result, I have fixed income every month.

I am no entrepreneur and selling stuff would only generate negative income to me.

I have a professional job but salary wise, it is still below RM3,000.00 despite being in KL/Selangor area. Professional job is shift basis. 4days on 4 days off.

It is okay if I apply work part time at a cafe or restaurant? I have past experience.

Will I be looked down upon?

For bumi there is always ASB.
But for a pendatang like me, where can I park my money?
So far, I put into FD only.

Thanks mang..
Actually, I also do not bother. But begin to take note after hearing how my bumi colleague is benefiting from it. A low risk steady return investment?
Just that feel it is unfair. Anyways, this is Malaysia. Nothing is fair to pendatang.

Why my dunggu colleague gaji already so rendah but yet wanna tipu bank with forgery document to apply loan for a car he can't afford to buy. Still can boast about it some more. Last year his whole car flip accident in Cyberjaya and only recently met with minor accident with gf car. He claim socso la just to do down-payment car. Is this a proper way to financial management?

I wonder how to foreigners who came to Malasysia for work can still score a chick despite riding only bicycles. If a girl truly loves you, I guess no matter you bicycle or whatever car, they still will follow you. Those wanting your car money etc I suspect are gold digger.

Hello GymBoi, what industry are you working? I am interest on your secrets on how you attain RM5k salary after 3years. I am migrant worker from another state. My salary very low only RM2k. Have to pay rent.

Everybody doesn't seem to understand the term investment where there is a 50% 50% chance of losing it if you f'up. Majority will loose it.

Everything looks good on paper but it does not reflect the true nature where ceteris paribus might not apply.