Nov 13 2012, 10:33 PM
QUOTE(jericholuke @ Nov 10 2012, 01:47 AM)
Telemarketing as in direct sales?
Im currently a student now at the age of 19 and applying for full ptptn loan of Rm48k
I need to repay it around RM350 per month for 15 years which include the interest.
i know studies should be the main priority for me now.
I seriously need to find a side income to repay those loans first.
Could you give me some advice on this? any part time jobs?
Added on November 10, 2012, 2:00 amMy salary is RM500 per month as a part-timer(general clerk) and I work for half day only which is after lunch. I'm currently a college student now which my classes are quite flexible, thats why I could find a job after my class.
Salary : RM500
Allowance : RM250
Expenses :
Food : RM12 per day. (30days = RM360)
Public Transport = RM40 (30days)
Phone Bill = RM58 (with data plan)
My aim:
Repay PTPTN loan in the future. (unless I get a first class honour in my studies which is really difficult to achieve)
Invest in stock market/unit trust.
This may sound stupid to some of you guys as Im just a student here and asking for advice on personal finance. I'm the type of person who wanna plan for my future (after I graduate). Please dont laugh at me for thinking on such a way. Your advice would be much appreciated. Thank You!
Yay, i agree with cynthusc. I would recommend you to look for better alternatives cuz i believe that there are still many better options out there.Im currently a student now at the age of 19 and applying for full ptptn loan of Rm48k
I need to repay it around RM350 per month for 15 years which include the interest.
i know studies should be the main priority for me now.
I seriously need to find a side income to repay those loans first.
Could you give me some advice on this? any part time jobs?
Added on November 10, 2012, 2:00 amMy salary is RM500 per month as a part-timer(general clerk) and I work for half day only which is after lunch. I'm currently a college student now which my classes are quite flexible, thats why I could find a job after my class.
Salary : RM500
Allowance : RM250
Expenses :
Food : RM12 per day. (30days = RM360)
Public Transport = RM40 (30days)
Phone Bill = RM58 (with data plan)
My aim:
Repay PTPTN loan in the future. (unless I get a first class honour in my studies which is really difficult to achieve)
Invest in stock market/unit trust.
This may sound stupid to some of you guys as Im just a student here and asking for advice on personal finance. I'm the type of person who wanna plan for my future (after I graduate). Please dont laugh at me for thinking on such a way. Your advice would be much appreciated. Thank You!
By the way, as a student now, I will encourage you to INVEST in your KNOWLEDGE with the money you left. For example, read alot of books, attending seminar about business and investment. As all these knowledge you learn will eventually accompany you forever. It forms a strong foundation for your future
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