Hi VincentWMH (ooo.. so close to my initials WMK ),
No worries - this is a forum for airing, bouncing and poking ideas / plans around mar.

As a "calculated risk taker" (ie. medium risk taker), there are no hard/fast rules as to the Asset Allocation (excluding emergency funds).
Generally, if unsure, i'd suggest 1/3 for EACH, thus, even if U total up your Equities, it's 66.66% vs 33.33% Fixed Income, which is near the "traditional advised" of 60% Equities vs 40% Fixed Income.

Personally, since i'm a "backside" itchy feller that wants to have some leeway to trade or test some investing methodologies, my planned holding is:
5% gold/commodities/trade/testing
(1/3 - 5%) for Fixed Income (note - i've a 1 year emergency fund which is NOT included in my Asset Allocation)
1/3 for Biz Equities
1/3 for RE Equities

My investing methodologies for Biz & RE Equities are 50% programmatic (every quarter invest based on value and dollar cost averaging) + 50% opportunistic (value buys, trend buys). Note - these excludes my 5% crazy money which i try out things like gold, commodities, FUTURES, options (my next test hehehe - after i  recover from my stupidity in Index Futures), etc.

Just a thought 

Im doing what the development company does. Invest in the land that spare for the future developement.
As much as i concern, the land currently are in phase 2 which mean in the next 4 or 5 years in gonna be develope to residential.
This is not in Malaysia. The land are not for own possesion but we shared to make business. Which mean we are the land owner and we are the one who make decission to exit. As simple as that.

On the other wise. its much more like a long term FD. But we gave you a land to hold on.

Buying RAW land --> Rezone and apply for concept plan approval --> Develop

3 Stages of Program.

This is what it all about.