QUOTE(poolcarpet @ Feb 26 2013, 12:03 PM)

Ok, I was hesitant to comment on the initial post, but anyway, from the listing you gave, I think we can clearly see that car is eating up a significant chunk of your income...
RM510 + RM65 + RM80 = RM655 which is 32% of your take home pay.
House Rent seems very low and reasonable, I'm guessing you're renting a room so nothing much to do there.
Hate to say this but the car is really a huge expense, but I guess you're on car loan and maybe hard to do anything about it without suffering significant loss (what car and how long more loan?), but if there is a way to review that expenditure, maybe worth thinking....
The other thing is maybe work out a budget and try to be disciplined in that to try and increase savings from RM200 to more.
e.g. let's say budget RM150 spending money per week, and if you can track down to detailed categories even better, e.g. how much spent on food, entertainment, clothing, etc... but this is easier said that done because I also struggle with keeping track of spending
"salary = 2000 after minus sosco and epf
car loan = rm510
house rent + parking = rm115+65
car petrol = rm80
utilities = rm80
parents = rm200
balance = rm950"
im sharing room with my ex-classmate. just graduated. potong saga. borrow 35k.7 years loan. i also keep tracking, but keep lost track. in the midweek, one or two days missing.
QUOTE(firewire @ Feb 26 2013, 12:28 PM)
don't sacrifice your health by consuming instant noodles everyday or so frequently.
you can have healthy and afforable food aka prepare own meal, no fast food, restaurant food.
btw, where is your hometown, since you go back alone, why dont you take bus or train? driving is very costly if you travel alone.
ipoh my hometown, travel from penang. wanted to take bus/train. but when go back, no car to use for visit friend/hang out.