Personal financial management, V2
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 Jan 9 2012, 02:47 PM
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#1
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Senior Member
5,644 posts Joined: Feb 2008 From: Heaven to HELL  
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my leftovers from salary after minus expenses is 1.5k
currently, i need to start paying back 2 debt. 1) ptptn - just 20k wit 1% fixed interest 2) car left 10k with 2.5% fixed interest so, my question is, how long u think i shud drag the repayment plan? |
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Jan 9 2012, 02:52 PM
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#2
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Senior Member
5,644 posts Joined: Feb 2008 From: Heaven to HELL
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QUOTE(iriswilson @ Jan 9 2012, 02:49 PM) Hey, just wondering. How do you switch your ptptn to 1% interest? I have to pay with 3% interest. last time wen the offer com out, just need to register the change on9. then i went to ptptn office to check the status, they said now processing earlier batch, mine not yet. actually took a while, almost a year. then i check on their website, it says successful. http://www.ptptn.gov.my/gateway/ujrah.jsp |
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Jan 9 2012, 03:02 PM
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#3
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Senior Member
5,644 posts Joined: Feb 2008 From: Heaven to HELL
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QUOTE(iriswilson @ Jan 9 2012, 02:59 PM) Ohh i've tried to register but it says there, they don't have a record of me OO. Time to call them perhaps? no record?try here check here see can find ur record o not. http://www.ptptn.gov.my/web/english/check |
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Jan 9 2012, 03:11 PM
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#4
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Senior Member
5,644 posts Joined: Feb 2008 From: Heaven to HELL
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QUOTE(iriswilson @ Jan 9 2012, 03:07 PM) Yeah no record. i think so.I think it's because I'm not obliged to pay yet cause I just graduated in December. The last payment of the loan I received was just in October. I haven't actually receive their letter requiring me to pay the loan yet. Do you think this is my problem? or no record, u dun ever need to pay back.  Added on January 10, 2012, 7:53 pm QUOTE(tech3910 @ Jan 9 2012, 02:47 PM) my leftovers from salary after minus expenses is 1.5k aik....currently, i need to start paying back 2 debt. 1) ptptn - just 20k wit 1% fixed interest 2) car left 10k with 2.5% fixed interest so, my question is, how long u think i shud drag the repayment plan? no people advice kah?  This post has been edited by tech3910: Jan 10 2012, 07:53 PM |
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