@ MNet,

Not sure why you didn't like the inter-bank transfer.

Anyway, you...

1) issue a cheque and bank-into your another bank account.. cheque stamp duty Rm0.15

2) bank draft... RM2 service charge

3) go to the counter and tell the teller that you want to withdraw cash but prefer they issue you a cheque. i think it is FOC... I did this before but it was 10 years ago...

Let me know if it works for you. :-)