Hello fellow LYN,

I am currently 23 and I have 9k liquidity. 4k in savings and 5k in Public Mutual. Every month I deduct 300 and purchase the same fund for dollar cost averaging (DCA) method and plan to continue for 5 years. I foresee salary increment of at least 300. Before un-planning anything for this 300 and let it go to my expenses column, I wish to use it for another investment portfolio. I am wondering should I opt for another UT fund, or invest in some other form (I am looking at PRS or REIT).

I also target to achieve 30k by Q42013. However, I do not know what are the methods that I should try.

Seeking advise from fellow members that hope for better financial management.

Thank you.