My situation:

Salary: RM2,000 (Basic) (Not included OT,Claim)
EPF: 8%
If when out for business outside/OT : Can gain around extra RM200~RM500

I do small business: selling stuff to colleagues/friends can gain around RM200~RM500

Commitment:

Money for Mom & Dad : RM200 (RM100 each)
House Rental : RM200 (including utility)
Insurance: RM25 (Maybank Lady Insurance)
Saving : RM100 (Maybank Saving)
Topup: RM50
Broadband: RM50
Petrol for Bike: RM50
Eat/Entertainment/Misc :RM400

Currently I'm saving RM500 per month but I need to buy few things like my laptop since my current laptop had broke down.

Because Im using my dad bike, Company phone, I can save a lot, but still im thinking how to GROW my money, where to invest.

Am planning to join ASB but do not have time yet to visit any of their branches.

What I do now is buying few things when Im out for business matter (since company support my flight/hotel/expenses) and sell it back to others.

Example, Im going to Sabah this Dec for business trip and planning to buy few pearls product to sell back here.

I want to know any other ways that I can do to invest money. and I do not understand what is FD? short form for?

Thanks for the advice

Am searching for times to have a talk with any ASB personnel or agent. As I have heard a lot about ASB from my friends and colleagues.