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Personal financial management, V2
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sheahann
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 Apr 7 2011, 11:24 PM
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help me about my financial ,
going to work in June. fresh grad with 2.5k. after minus epf left 2225
assume
Parents 300
Petrol and toll 264
Food 500
Rental 165
Phone bill 80
Etc 100
PTPTN RM50(can pay RM50 everymonth ah? better than not paying anything)
Insurance i duno how much..lets say about RM150 per month ?
Total 1609 ...
So 2225-1609lleft 616.
Is this even possible ? how can i save up to 1k per month ? OT ? usually ppl 1 week OT how many days?
This post has been edited by sheahann: Apr 7 2011, 11:56 PM
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sheahann
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Apr 10 2011, 01:11 PM
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QUOTE(zenwell @ Apr 8 2011, 12:00 AM) what type of transport u using? no installment payment? Use family car. Sometime atos sometime elantra. Plan to buy car after 2 years. Wanted to save 20k as downpayment for car. How |
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sheahann
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Apr 16 2011, 07:57 PM
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QUOTE(kidmad @ Apr 13 2011, 08:48 AM) quite pointless to save for a loan. Save to invest that would be better.
Added on April 13, 2011, 8:52 amYou sure you get paid OT? I know loads of office you work after 6pm they dont pay you a single penny. Endure for the 1st and 2nd year then move on for a better pay check later on. Rm616 maybe try dumping rm100 or rm200 monthly to Etiqa Permier Saver, that was the 1st thing i did when i came out as a freshie. It's been 4 years. Ya ot 3 and half hour got rm40. 2 and half get rm15. Etiqa wan meh |
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