Greetings everyone, new to this part of the forum. I was trying to search for homeloan related topics so if someone could direct me there it'd be much appreciated!

However, just incase my question is applicable here im giving it a try anyway:

Due to the nature of my business(sole-proprietor) my annual income is approx 45-60k that comes in 'seasons'. There are times where my bank account has zero transactions whatsoever for 3-4 months. As im -considering- a 750k first home at the moment, I am concerned if banks would only give loan based on monthly income and not annual.

Ive asked around and done some reading and find that for someone with my annual salary it would only be logical for me to settle for a 450k range home.

Apologies if im posting this in the wrong section.