Personal financial management, V2
|
|
 Jan 18 2013, 08:58 AM
Return to original view | Post
#1
|
 
Junior Member
29 posts Joined: Aug 2010 
|
Hi ... im new fresh graduate working as goverment servant earning rm4500 after epf
currently already have a car and stay with my family im looking to maximize my saving to rm500000 in 3 year... it possible  any advise ????  one more ting ....it is wise decision to get personal loan rm 200000 at 3.88% interest rate pay in 20 year and invest all of it into investment which give 6% dividend,....??? |
|
|
Jan 18 2013, 09:41 AM
Return to original view | Post
#2
|
|
Junior Member
29 posts Joined: Aug 2010
|
QUOTE(wongmunkeong @ Jan 18 2013, 09:30 AM) bro - quickie. 3.88% interest personal loan? Flat rate 3.88% izzit? yes it flat rate.... thank for enlighthing about this thing....Not comparable to the 6%pa dividend coz flat rate % is NOT effective per annum compounded rate %  so it not wise .....thank you... |
|
|
Jan 18 2013, 02:46 PM
Return to original view | Post
#3
|
|
Junior Member
29 posts Joined: Aug 2010
|
QUOTE(adolph @ Jan 18 2013, 01:42 PM) Razor21, Hahaha so it unrealistic dream..any advise so that i can maximize my saving?There's no such as saving or investment method that can let you earn $500,000 in such as short time, especially three year. Regardless you're going to save it, you need at least $13,888 a month for 36 months to get $500,000. LOL  I realy like stock market  but unfortunately i dont have time to supervise the market everyday..I do have public bank unit trust and phb investment account, is there any other good investment that could i try?  |
|
Topic ClosedOptions
|
| Change to: |  0.0529sec
 0.64
 7 queries
 GZIP Disabled
Time is now: 13th December 2025 - 08:35 AM |
Quote