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 Personal financial management, V2

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rOnnyJustrOn
post Sep 23 2013, 03:52 PM

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From: Mother Nature Earth!
Hi, i need some financial advice, here some detail.
Working 1 year 5 month(Gov servant).
Net salary after KWSP deduction RM 2450

Monthly Expenses :
Car : RM680(fixed 9 year)
Insurance : RM180 (fixed-matured 30year, at 54years old)
Mom and dad : RM250
Food : 350-400
House rent + bill utilities : RM80
Petrol: RM50
Topup : RM50
Saving : RM500

Balance : RM260-310

Plan for marriage next year, desperate looking for fast money to support my weeding expense. Plan to loan RM30k-40k for final choice. Any extra money from loan will go for some investment like ASB.
rOnnyJustrOn
post Sep 24 2013, 08:37 AM

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Joined: Feb 2011
From: Mother Nature Earth!
QUOTE(felixmask @ Sep 23 2013, 04:27 PM)
Im not spoiled your wedding mood. Taking loan to get happy 1 day but suffer few year. Rm30 -rm40k not cheap and especially with your current paid.
My wedding i run below rm10k, talk to your wife.
The money spend can be safe for children education or buying house.

*
Hi,thanks for reply.
Its not wife problem, usually its parent-in-law issue. If budget enough should use around RM10-15k.. and the rest go to investment. I'm aware about house issue now with the price still going hike trend, desperate looking for a way to find good investment for my extra money left..


QUOTE(WintersuN @ Sep 23 2013, 04:34 PM)
how u can wedding below 10k? Dinner alone will reach 15-20k right.. sweat.gif

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Err.. haha..

QUOTE(netmask8 @ Sep 23 2013, 05:18 PM)
Angpow should be able to covered all the dinner, drinks ..etc..etc
Invite only those whom  brows.gif  close relatives/friends and usually their angpow
"higher" than normal /ordinary guest ..

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yeah you right, only if it can support back what i loan out.

This post has been edited by rOnnyJustrOn: Sep 24 2013, 08:37 AM
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