Outline ·
[ Standard ] ·
Linear+
Personal financial management, V2
|
pesona3F
|
Dec 15 2012, 06:00 PM
|
Getting Started

|
need advise as this will be my first salary... so need to have a good start..
just start working in government. salary per month is rm 3700.
payment for my motorcycle = rm 230/month (still got 1 year left) payment for fuel = rm350/month food + etc = rm 300
this is my current way of using money...
i plan to upgrade my bike due to my workplace is far ( 80km one way).. maybe cost about 24k secondly, i need plan to have family in 1 year and half or 2 year
any recommandation?? i plan to have some investment also but still not sure which is better
|
|
|
|
|
|
pesona3F
|
Jan 20 2013, 08:43 AM
|
Getting Started

|
Hi all, I got one problem here... I just work in gov and earn 3.6k after deduct epf.. Now I'm using my bike to go to work to reduce cost.. fuel and toll and time also.. Now I need to repair my bike..the question is, should I just repair my bike which cost around 5k or by a new bike with higher cc... My bike still got hutang 2.5k with shop.. repair cost about 3k.. then 2k for accessory.. will do this in 5 month.. Or should I clear my hutang and trade with new bike.. trade my bike will get around 4k or 5k and new bike cost 17k.. really need an oppinion from you all
|
|
|
|
|
|
pesona3F
|
Jan 20 2013, 12:31 PM
|
Getting Started

|
I'm using fz150 only.. not sbk.. if sbk, botak already.. fuel comsumtion is .ok, rm10 for 180km per day . Cruise at 120km/h.. its just engine already wear out soneed to do overhaul already.. estimate repair cost about 3k maximum.. this my first time send my bike for full overhaul
|
|
|
|
|