Just a question to ponder,

Car loan 65k with annum interest rate 1.68% repayment periods 7 years
which made up of rm864 monthly instalment,

Is it advisable to change it to 5 years repayment just for the sake of avoiding interest? or continue with 7 years as the interest is so slow and invest the extra money into FD which guarantee at least 3% per annum?

Stucked at this question :/