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 Personal financial management, V2

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nitznit
post Apr 14 2013, 10:21 PM

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Joined: Jan 2013
QUOTE(exia5733 @ Sep 27 2010, 10:57 PM)
Hard to believe you are a graduate with 3 yrs working experience earning just RM1.7K. You seem to be mature in thinking and come across as a well adjusted individual. Maybe you just need to be a little more ambitious. Best of luck in your future endeavor!
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hi..maybe you can think if investing in unit trust which could give you higher returns than normal savings account or even FD. If interested kindly contact me at nitznit@yahoo.com

Furthermore, if you interested in getting tax redemption up to RM3k, you can consider investing in Private retirement Scheme (PRS).

regards
nitz
nitznit
post Apr 14 2013, 10:24 PM

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QUOTE(kevinwcm @ Sep 27 2010, 11:45 PM)
Hi all, I am a fresh graduate starting work in pj. I am determined to save up and invest rather than spending it away.

So here is what I got.
-I have a 2.7k salary, with around RM400 allowance, which most of the time will be used up for transportation, since I travel alot.
-I got a car, and won't be changing it, just maintain it.

The question is, how and what should I invest in? Coz I dun believe in putting money in bank, coz the interest rate is way too low. I believe money can generate more money itself. Hope some sifu will gimme some advise! biggrin.gif icon_rolleyes.gif
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HI, you are right. Bank interest is so low. You can consider investing in unit trust. I could guide you in detail. If interested please email me at nitznit@yahoo.com. FYI, i have made some amount of money by investing in unit trust.

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