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 Personal financial management, V2

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nightwalkertzs
post Sep 22 2012, 08:28 PM

On my way
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Hi, i am fresh entry to working environment. I just need a big help and advise on how to increase my saving. I read through some advise that about consideration on ASM, mutual funds or fixed deposit, stock. Basically, I am normal office worker. So i hope that i can make some side small investment. Some question is quite doubt me:
1. ASM is available any time?how to get an account?
2. Public mutual is good when met a good and responsible agent?(heard many ppl said that)
3. Fixed deposit is quite little return although it is safe enough..
3. what is the risk of the gold investment from those bank?
and many others....@.@ hope can get helped here. many thanks

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