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Personal financial management, V2
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netmask8
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Jul 5 2013, 04:01 PM
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Passive Income =Subjective in many ways/views.. Of course, yr investment must able to generate greater Return Of Investment(ROI) per yr capital / principle..
If yr Ringgit (RM) invest locally here, u will get RM back when u sell/take dividends.. Ratio 1:1 .. Slow ROI in long-run, right?
If u invest in USA/UK Stock/REIT with Qrtrly earnings +/- yield dividends, with over the years in long-run(with good Corp mgmt/governance, compound dividends/retained earnings ..etc) Ratio = depends on Forex / Currency Exchg . Unlike property, which need monthly commitment in good/bad times.
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netmask8
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Sep 23 2013, 05:18 PM
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QUOTE(WintersuN @ Sep 23 2013, 04:34 PM) how u can wedding below 10k? Dinner alone will reach 15-20k right..  Angpow should be able to covered all the dinner, drinks ..etc..etc Invite only those whom  close relatives/friends and usually their angpow "higher" than normal /ordinary guest .. This post has been edited by netmask8: Sep 23 2013, 05:19 PM
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netmask8
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Sep 24 2013, 04:35 PM
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QUOTE(felixmask @ Sep 24 2013, 01:53 PM) dont forget STUDY LOAN..PR FAILED to abolish PTPN.... PR shld lead as a role model in UNISELUNISEL is wholly owned and managed by the Selangor state government independently without funding from the Malaysian federal government (and is thus regarded as a "private" university as opposed to a "public" university. It operates from two campuses in Selangor. Give FREE EDUCATION  for all UNISEL students 1st, before proliferating (Or do the FREE talking ) to the rest of universities in PR-led states..  Never ever trust politician at ceramah. Source =>> http://en.wikipedia.org/wiki/University_of_SelangorThis post has been edited by netmask8: Sep 24 2013, 04:40 PM
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netmask8
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Sep 25 2013, 11:03 PM
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QUOTE(WintersuN @ Sep 25 2013, 12:49 PM) Cannot la like dat cos the money to hire lecturers and other admin fees come from where if give free edu in selangor? But if take over gommen different cos they will have the power to allocate budget. "Claimed" that Selangor is doing very well  and rich per acct audit .. Hence, use portion/partial of the balance sheet and start Abolish PTPTN in UNISEL 1st ( ROLE MODEL) and many ppls/RAKYAT will salute PR-led state.. Note:- Anyone can make empty promise at ceramah talks, but ACTION is more important..
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