Oct 16 2010, 05:28 PM
QUOTE(anthonywongy @ Oct 15 2010, 03:37 AM)
alright thanks a lot for most of the advice!
Added on October 15, 2010, 3:45 amoh ya my dad is calling me to open one gold account,so im wondering whether its worth it anot, after what i red on the inflation killer i think its good cuz i can see the gold's value is going up.
2 ways of conventional savings method when pay day comes:-Added on October 15, 2010, 3:45 amoh ya my dad is calling me to open one gold account,so im wondering whether its worth it anot, after what i red on the inflation killer i think its good cuz i can see the gold's value is going up.
a) spend 1st.. then whatever left in payroll account are my savings
b) set aside an amount (it can be as little as RM100) on pay day... then spend whatever left.. even spend all also nvm, at least RM100 sudah saved.
80% of employees adopt method (a) .. this will NEVER work!! After 10 years, your bank account will still be ZERO.. TRUST me....
Bro, do yourself and your family a favour, go adopt savings method (b) ..... go sign up a forced savings plan... if dunno how, then PM me
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