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 Personal financial management, V2

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mikro
post Jan 8 2013, 09:09 PM

Casual
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Junior Member
486 posts

Joined: Dec 2005
From: Subang Jaya




until today I still feel regret I should have get the 2nd hand kancil 660 manual RM4-5k buy cash instead, then will see RM30K more in my account to help me generate more cash !!!

RM30K, 5% interest is like having additional RM1.5k per year, equivalent to almost additional RM125 bonus per month...

RM100+ is a lot of money..Just imagine if economic bad, company stay flat, no increment at all the RM100 comes in handly lo...

Bad if company no order, just 4 days work, less pay already - the RM100 is a lot of money to survive and stay alive...

Worst if company lay off u, just pay u 2 month compensate ....the RM100 extra is life or death already..
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Bro, I share to same sentimental as you, for me upgrading my proton iswara is not an option and I hope I can drive it for 20 more years tongue.gif

Hopefully everything still alright by then, no rust, no burst, spare part still available rclxms.gif

For me, I don't see much future in my job but currently, I like it, so saving money and investing from time to time is the right way cool.gif

Can't imaging my life without my proton whistling.gif

cheer


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