greetings,

first of all,im new in money management(yes,100% new).as im STPM leaver,and waiting for result.
before this,i dont really care about money since what i know is my work as student,study and study for an ace.
all the money,expenses is being taken care of my parents. they always said,my job is to grind myself for studying.
i agree with that part as the higher my qualifications,the higher the pay in future.

but this year,suddenly pop in my head.am i study for their satisfaction?

what if i blindly continue to depends on them,as i continue my study?

everytime i talk about career,'doctors' pop from their mouths.so,study,become doctor.gain money,end.

i dont think gaining money is simple as this.and i dont think i need to wait to become a doctor to gain money.

today,with my spm result,i start a job--my parents feel some kind of shock about this(at Watson,with only starting pay 700 p/month--i know its small)--im going to work there till sept 2011(since degree intake is in this month)


---well,thats the story.

can you please suggest?i need help on how to maximise the 700 i earned.

as how my expenses per month,i dont really have one since im under my parents' expenses.

--right now,i not yet open any bank account and neither i have any asb.what i know,my parents keep a bank book,
which i plan not to ask for(better let it be like that so if emergency happens,i can use it).
im happy if you can guide me.

thanks.

This post has been edited by kuihbahulu: Jan 15 2011, 01:16 AM

thank you for the advice,

it seems im a lil bit rushy in these,isn it?im sorry.i should keep my head cool.

yes,i think i should learn more on this.i guess a great reading will give me more idea on how to invest in future.

(*extra..am hard to open other thread,just a quick mumbles)
regarding my work at watson,im just a sales assistant.but,with my qualifications,im just eligible to this.
and im thinking of looking for something that can inspire me(maybe going to quit soon,who knows?..but the companions there are great,im going to miss them)

im trying to find a job where i can have more functions.more hands on.more freedom on talking to customer.(actually im going to persue bachelor in psychology/communication/photography--whichever come first,then other will follow )
--going to interview tomorrow,as 'Sales Assistant..again.which,it seems it is same as what im doing rite now',but it seems..'sales assistant' do meant different according to where it apply.

im going to a shop,one that sell lights.im attracted to the lights.simply as that.
--if i get work there..and im allowed to give my opinions to the customer,im happy already.im tired of repetitions.

---done mumbles.

im sorry for the mumbles.

right now,im going to open up a maybank account.from my reading,if im not mistaken,there is many kind of account which are;
-saving
-current
-invest
-trust
-..etc

it seems,there are more sub options on each kind.
i asked my friends,relatives,collegues. most of them said,they choose 'saving'
when i checked about savings,there are a lot of types.
got regular,islamic,basic,etc.

im happy if you can suggest an account that good for starter like me.be it beneficial for long run.

thank you.