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 Personal financial management, V2

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kinwai88
post Jan 6 2013, 05:55 PM

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From: Ipoh/Penang


QUOTE(azilazwa @ Jan 6 2013, 06:27 PM)
i guys.

What is the best way to "grow" money in a short term? What i meant is, where to "park" my monthly salary for a while, before i use it for anything else?

example:

my salary is 2k after deducting epf/socso. my total expanses for a month is 1.3k (car, food, loan & etc). i invest 200 in UT public mutual (this is for long term). So, i have balance around 500 per month. Should i go for FD, ASB or just keep (saving acc) the money at bank? i might need to use the money, so i'm scared to invest more in UT (SC is high and is for long term). Is there anything else that can generate more money rather than keeping it in the saving account? is there such thing as easy to liquidate investment for short term?
*
invest RM200-300 start selling nasi lemak business in the morning...Your return will be the highest...

or invest in camera become wedding photographer..

or try luck at BSN SSP no effort needed..

Win attractive prizes when you save with Sijil Simpanan Premium (SSP)! BSN is offering more than 3,000 prizes a month to SSP Certificate Holders through the Monthly Premium SSP Draw. You also stand a chance to win special prizes with our 2 extra draws which are SSP Ekstra Draws and SSP High Savers Draw!

http://www.mybsn.com.my/content.xhtml?contentId=181




kinwai88
post Jan 25 2013, 10:07 PM

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One in a million?

http://www.youtube.com/watch?v=v-ezVFq9QWc
kinwai88
post Feb 8 2013, 08:29 PM

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Joined: Jan 2003
From: Ipoh/Penang


QUOTE(GeminiGeek @ Feb 8 2013, 03:35 PM)
But here's the thing.

I have no car loans, only credit cards. With this weak credit record, wouldn't it be hard for me to apply housing loan in the future?

Please advice.
*
get local car...proton persona elegance ...

today at Bukit Jambul complex downpayment RM5 onli.

I not sales man...just think since u got a job offer RM3500 can apply oledi..

buy new car less hassle on repair and safety...

if get the iswara almost 10 yrs car RM10K..aiya almost time go kereta potong already..

RM47,663.00 to RM 51,113.00

Documents Required :

Normal Application

* Identification Card

* License or No license ( optional )

* Payslip 3 months ( Minimum 1 month with Guarantor )

* Salary Bank Statement ( optional )



Graduate Scheme ( Gradhits )

* Identification Card

* Payslip at least 1 month ( optional )

* Job Offer Letter

* Salary Bank Statement ( optional )

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kinwai88
post Apr 7 2013, 10:04 PM

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From: Ipoh/Penang


QUOTE(WintersuN @ Apr 7 2013, 12:00 AM)
Im work in Penang not KL tongue.gif
*
Not too bad right? 900sqft corner unit RM288k smile.gif

http://www.mudah.my/Sri+Kenari+Apartment+C...it-21070256.htm

http://www.penang-property.com/apartment/sri_kenari/
kinwai88
post Apr 12 2013, 11:58 PM

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Joined: Jan 2003
From: Ipoh/Penang


Wow tongue.gif

This post has been edited by kinwai88: Apr 12 2013, 11:59 PM

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